Senior Financial Crime Risk Analyst (US)

TD•Fort Lauderdale, FL

1d•$35 - $57

About The Position

The Senior Financial Crime Risk Analyst role contributes to the development and maintenance of TD’s AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting and/or escalation of issues. This role conducts periodic and event driven reviews of customers, including targeted reviews to assess risks. Additionally, this role supports management in delivery of initiatives related to risk assessment, internal/external exam support, etc. Depth & Scope: Works independently as the senior analyst / subject matter expert and may coach and educate others Oversees and/or independently performs tasks from end-to-end Applies expert knowledge of business operations, products, services, methods and operating standards to drive unit or team performance Executes on more complex and/or non-standard requests Researches and investigates a range of operational / reporting / process issues Recommends and implements solutions within own area of responsibility May need to coordinate / integrate work with other areas as needed Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centres of expertise Requires advanced technical / business / function knowledge for discipline supported High level of complexity in operational / reporting / process and/or analysis function requiring medium to longer term focus Represents the group as the lead or subject matter expert on projects / initiatives and/or at meetings across the organization

Requirements

Undergraduate degree or equivalent work experience
5+ years experience

Nice To Haves

AML investigations background
Prior SAR writing experience
Prior SAR review experience
QC or QA experience
ACAMS certification preferred

Responsibilities

Contributes to the development of team procedures and governance processes and advises FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.
Works with FCRM partners and other related groups (such as Compliance, Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groups
Conducts research, assesses FCRM risks and controls, and otherwise contributes to a specialized team of FCRM compliance professionals, interacting with key stakeholders
Provides governance oversight through management of the policy and training exemption governance and reporting processes to the FCRM Senior Executive Team (and related FCRM Sub-Committees)
Assists FCRM team members in the use of Issues and Events system for tracking and reporting
Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the FCRM program
Delivers relevant subject matter expertise and FCRM advice to business / FCRM partners
Interacts with control functions within the organization
Develops and delivers training programs for applicable employees across the Bank
Conducts meaningful research, analysis, and assessment of FCRM program activities at the functional level using results to draw conclusions, make recommendations, assess the effectiveness of enterprise FCRM programs
Prepares research, analysis, updates tools and/or supports training activities specific to risk assessment
Contributes to the development of processes, procedures and guidance relevant to own specific FCRM function of expertise
Prioritizes and manages own workload to meet SLA requirements for service and productivity
Provides high quality service and advice to key business (FCRM) partners and monitors progress of initiatives, action plans, or similar activities
Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues
Delivers relevant subject matter expertise and FCRM advice to business (FCRM) partners
Participates as assigned in new or revised product initiatives, advises businesses on FCRM compliance requirements and ensures that those requirements are properly written into requirements for business projects
Participates in FCRM level projects as needed, to facilitate and oversee changes to FCRM processes, systems, or practices
Coordinates with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise
Ensures relevant FCRM programs align with TD corporate philosophy and strategic direction
Monitors FCRM industry developments and maintains strong knowledge of evolving regulatory requirements and assesses potential impacts
Contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations
Complies with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as required
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participates in responding to periodic exams/audits by regulatory bodies and Internal Audit, to determine level of BSA/FCRM compliance
Contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
Shares industry knowledge for own area of expertise and participates in knowledge transfer within the team and function
Grows knowledge of the business, related tools and techniques
Participates in personal performance management and development activities, including cross training within own team
Keeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
Contributes to the success of the team by willingly assisting others in the completion and performance of work activities, providing guidance as appropriate.
Contributes to a fair, positive and equitable environment that supports a diverse workforce
Acts as a brand champion for the function and the bank, both internally and/or externally