Senior Director, Card Pricing

Upgrade•Wilmington, DE

8h•Hybrid

About The Position

We're seeking a hands-on Senior Director, Card Pricing to lead pricing strategy on our Card business team. In this role, you'll drive our thinking across lifecycle pricing for our card products, develop and implement consistent pricing frameworks, and manage strong controls and documentation. You will use in-market results and business judgement to identify enhancements and optimizations, partner cross-functionally to advocate for changes, and communicate results to a broad set of stakeholders. Your work will develop our approach to pricing in Card, advance our ability to competitively serve customers, and ensure predictable and strong returns from our Card product. This role will be based in our Wilmington,Delaware or San Francisco, CA office in a hybrid capacity.

Requirements

7+ years of experience in consumer finance, consulting, or other data-driven backgrounds
Deep experience with consumer financial product pricing, particularly credit cards
Strong proficiency in SQL, Excel

Responsibilities

Design, implement, and manage pricing frameworks across the card lifecycle
Manage yield across new and existing accounts
Design and implement card-act compliant pricing infrastructure and policies
Develop new pricing approaches/strategies for innovative payment and lending features that enhance customer usage and portfolio profitability
Conduct tests and analyze results to challenge assumptions and continuously refine our approach
Ensure accurate execution through robust controls and clear documentation
Translate complex data into actionable high-impact strategies
Present findings and recommendations to leadership and stakeholders, including maintaining a pricing agenda and roadmap
Bring innovative and original ideas to tackle novel questions in the Card space
Partner cross-functionally across marketing, product, credit, finance, and more