Senior Deposit Pricing Analyst

TruistCharlotte, NC
3dOnsite

About The Position

This role is an in office five days per week in the locations listed on the requisition. This role is responsible for supporting development and deployment of strategic initiatives to drive profitable growth of the $215B Consumer and Small Business (CSBB) Deposit portfolio. This job requires analytical skills as well as strong inter-personal skills to collaborate closely in a cross- functional environment and engage with partner organizations. Proven ability to drive independently and exposure to deposits, systems, pricing analytics, and risk management is critical to this role.

Requirements

  • College Degree or equivalent education and related training or experience.
  • 4-6 years of experience in Banking, Finance, Decision/Data Science, Analytics, Computer Science, Applied Mathematics, or Engineering with a diverse project focus and demonstrated results in a fast-paced environment.
  • Ability to solve complex issues taking into account technology, client, teammate, and financial impact.
  • Identify and escalates issues or critical information quickly.
  • Proficient in Microsoft Office (specifically PowerPoint and Excel) and SAS or other data/analysis platforms.
  • Strong analytical and problem-solving skills, including direct experience with statistical modeling, price optimization techniques, financial modeling, and analysis.
  • Exposure to regulatory banking standards that impact deposit products.

Nice To Haves

  • Master’s degree or higher in business, finance, economics, or related quantitative field.
  • Ability to form strong partnerships with key stakeholders.
  • Adaptable and willing to take on multiple analysis efforts and manage them strategically under strict timelines.
  • Demonstrated ability to lead large projects.

Responsibilities

  • Deliver new account, new client, new money production, rate paid, and balance growth targets across all CSBB deposit products and channels through understanding of product, channel, and client segment strategies, pricing, and execution models.
  • Support development of strategies and execution plans to grow share of wallet in key client segments through digital, branch, call center engagement, and work with marketing to develop a holistic client outreach strategy via direct mail, email, digital offers, and outbound calling.
  • Support incentive design, production goals, financial plan, and forecasting across all CSBB deposit products.
  • Deliver analytic insights to support deposit portfolio management across balances, rate paid, and profitability. Provide input to the development of pricing test strategies and work with product teams to evaluate new strategies and evaluate performance.
  • Actively collect and synthesize competitive information from financial statements, industry sources, subscriptions, and the media to drive business performance.
  • Prepare leader business reviews and provide input to strategic planning presentations.
  • Engage with various partners to communicate analytics insights related to initiative ideation, deployment, and performance.
  • Support business case development for key initiatives.

Benefits

  • Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.
  • Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.
  • Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.
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