Senior Credit Risk Analyst

LendableArlington, VA
21h

About The Position

We’re looking for a Senior Credit Risk Analyst to join the US Cards Credit team (Zable) in Virginia. This is a new role where you’ll have the opportunity to own early stage projects and drive meaningful impact collaborating with the data science, product, and engineering teams.

Requirements

  • Daily coding experience, with Python and SQL
  • Proven experience in credit risk strategy within finance, ideally within consumer lending
  • Strategic thinking and ability to translate complex data into clear, actionable decisions
  • Results-focused mindset balancing business and customer needs.
  • Collaborative, growth mindset and willingness to challenge your own assumptions
  • Strong sense of ownership and proactive problem-solving attitude

Responsibilities

  • Build a high-performing credit card portfolio with ambitious growth targets and a commitment to responsible lending
  • Optimize credit decisioning including who to lend to, limits to set, and rates to offer
  • Stay ahead of economic trends, adapting strategies accordingly
  • Develop and own models that forecast returns and drive investor reporting
  • Define and refine credit strategies that align with evolving portfolio goals
  • Discover data-driven insights using Python and SQL to address key business questions
  • Collaborate cross-functionally with product, engineering, data, and operations teams to implement and improve strategies
  • Continuously monitor the effectiveness of credit strategies and identify areas for improvement

Benefits

  • Best-in-class compensation, including equity.
  • You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.
  • Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
  • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance
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