Senior Credit Risk Analyst

Lendable • Arlington, VA

21h

About The Position

We’re looking for a Senior Credit Risk Analyst to join the US Cards Credit team (Zable) in Virginia. This is a new role where you’ll have the opportunity to own early stage projects and drive meaningful impact collaborating with the data science, product, and engineering teams.

Requirements

• Daily coding experience, with Python and SQL
• Proven experience in credit risk strategy within finance, ideally within consumer lending
• Strategic thinking and ability to translate complex data into clear, actionable decisions
• Results-focused mindset balancing business and customer needs.
• Collaborative, growth mindset and willingness to challenge your own assumptions
• Strong sense of ownership and proactive problem-solving attitude

Responsibilities

• Build a high-performing credit card portfolio with ambitious growth targets and a commitment to responsible lending
• Optimize credit decisioning including who to lend to, limits to set, and rates to offer
• Stay ahead of economic trends, adapting strategies accordingly
• Develop and own models that forecast returns and drive investor reporting
• Define and refine credit strategies that align with evolving portfolio goals
• Discover data-driven insights using Python and SQL to address key business questions
• Collaborate cross-functionally with product, engineering, data, and operations teams to implement and improve strategies
• Continuously monitor the effectiveness of credit strategies and identify areas for improvement

Benefits

• Best-in-class compensation, including equity.
• You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.
• Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
• We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed