Senior Credit Analyst

Western Alliance Bank•San Francisco, CA

2d•$40 - $49

About The Position

Primarily responsible for assisting with underwriting of new clients and managing existing portfolio companies, including spreading, managing, and maintaining financial background information on present and prospective clients. Responsible for supporting the team in analyzing credit and collateral information to determine risk involved in lending money to clients. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries. Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research. Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.

Requirements

2+ years of related experience in Accounting, Finance or Economics or similar field.
Bachelor's degree or equivalent experience required.
Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data.
Strong analytical, conceptual, communication, leadership, and organizational skills.
Ability to self-motivate and work productively without supervision.
Intermediate speaking and writing communication skills.

Responsibilities

Assisting with underwriting of new clients
Managing existing portfolio companies
Spreading, managing, and maintaining financial background information on present and prospective clients
Supporting the team in analyzing credit and collateral information to determine risk involved in lending money to clients
Collecting, organizing, analyzing company financials to ensure Bank compliance
Updating the Bank’s systems accordingly
Working directly with clients to resolve compliance issues and operational inquiries
Reviewing client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures
Preparing in-depth reports providing plans of action based on qualitative and quantitative research
Collaborating cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents
Producing loan packages for new and restructured loans