Senior Compliance Advisor - Mortgage Lending

Frost (Cullen/Frost Bankers)•San Antonio, TX

58d

About The Position

It's about giving people a sense of security. Are you described as someone with an inquisitive mind and a thirst for knowledge? Do you enjoy identifying potential risk and finding a solution? If so, being a Senior Compliance Advisor with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At Frost, we're committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you'll become part of Frost's over 150-year legacy of providing unparalleled financial services. Who you are: As a Senior Compliance Advisor - Mortgage Lending, you are a key collaborator. You will partner with our residential mortgage lending lines of business. Providing advice and strategic compliance guidance on regulatory requirements, including those related to consumer protection, SCRA, FRCA, RESPA, TILA, HMDA, ECOA, Fair Lending, and other mortgage related compliance regulations. You'll work closely with Frost's legal, information technology, and business teams to ensure that our mortgage products and services comply with applicable laws and regulations, ensuring a safe and secure experience to our customers. You welcome a challenge and strive to continuously improve processes with integrity, caring and excellence in mind.

Requirements

Bachelor's degree or equivalent in Business Administration, Finance, Accounting, in a related field, or equivalent experience
5+ years of experience in compliance
Demonstrated ability to interpret and assess risks and their potential impact to lines of business
Demonstrated knowledge of applicable laws and regulations
Basic understanding of how the Compliance department functions to support the Bank
Proven ability to collaborate and establish partnerships with non-technical terms

Nice To Haves

CRCM, CERP, CFIRS, or equivalent professional certification

Responsibilities

Provide subject matter expertise on applicable laws, regulations, and internal policies, ensuring business activities align with compliance requirements.
Monitor regulatory developments, assess their impact on business operations, and support implementation of necessary changes to ensure proactive and ongoing compliance with applicable laws and regulations.
Educate line of business teams on compliance requirements, best practices, and emerging regulatory risks.
Identify potential compliance issues, escalate concerns as necessary, and collaborate with stakeholders on remediation efforts.
Assist in the development, review, and enhancement of compliance policies, procedures, and governance frameworks.
Collaborate with business units to identify and assess existing and emerging compliance risks
Partner with business units, risk management, legal, and other internal teams to integrate compliance considerations into decision-making and operational processes.
Maintain accurate records of compliance activities, assist in the periodic creation of leadership reports as needed, and support regulatory examinations or audits.
Maintain a current knowledge of laws, regulations, emerging risks, and how they impact Frost products, processes, systems, and internal controls
Support compliance training initiatives by developing and delivering guidance to employees on regulatory obligations and best practices.
Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

Benefits

Medical, dental, vision, long-term disability, and life insurance
401(k) matching
Generous holiday and paid time off schedule
Tuition reimbursement
Extensive health and wellness programs, including our Employee Assistance Program
Training classes and leadership development
Referral bonus program + more!

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