Senior CIB Financial Crime Risk Compliance Officer

TD Bank • New York, NY

24d • $100,000 - $115,000

About The Position

The U.S. FCRM TDS Business Oversight team supports TD Securities in developing, implementing, and maintaining a robust financial crime risk management ("FCRM") program that meets regulatory requirements and mitigates financial crime risk. This involves providing guidance on regulatory compliance, close partnership with business and legal, and operationalizing requirements and regulations for the Wholesale business. The team provides advice across the full spectrum of TDS customers, products, transactions, and FCRM-related processes. The team mandate includes regulatory compliance, program remediation, risk management, and program development. Key components are: Design, implement, enhance and maintain the TDS U.S. FCRM program. Advise TDS Operations and other 1st line support functions on interpretation of and compliance with applicable financial crime laws, regulations, and guidance. Provide oversight of, and credible challenge to, the first line of defense. Provide customized training and to ensure that employees remain informed about changes in financial crime regulations and emerging money laundering typologies. Assess and opine on financial crime risks of new products and mandates. The Senior FCRM Compliance Officer is responsible for supporting the firm’s FCRM program and plays a key role within U.S. FCRM TDS Business Oversight.

Requirements

• Bachelor’s degree required (exceptional candidates demonstrating an equivalent combination of relevant education and experience will be considered).
• 5 to 7 years of knowledge and experience in FCRM compliance, preferably within the investment banking division of a large financial institution.
• Strong verbal and written communicator with detailed oriented nature.
• Strong subject matter knowledge of compliance risks and controls for a financial institution; focus on Anti-Money Laundering compliance.
• Ability to identify and evaluate potential risks to the Firm and escalate accordingly.
• Project management and strategic thinking skills.
• Proficiency with Microsoft Word, Excel and PowerPoint.

Nice To Haves

• Working knowledge of one or more sanctions screening and AML surveillance applications is desirable.

Responsibilities

• Demonstrate governance, control and risk management behaviors aligned with TD policies and practices.
• Support oversight activities for the US CIB business, including new business and product initiatives, customers and transactions.
• Provide quality evaluations and enhancements of exception reports when needed.
• Where required, advise Investigations' reviews of potentially suspicious activity, providing subject-matter knowledge to support the investigations process.
• Participate in the annual enterprise-wide AML/BSA/Sanctions/ABAC risk assessment process, as required.
• Conduct targeted AML/OFAC training, as appropriate.
• Conduct periodic testing of AML functions as mandated by the Periodic AML Testing Program.
• Participate in special projects, including assisting with adherence to enterprise-wide initiatives including global policies and governance.
• Assist with regulatory and audit requests.
• Provide backup to general AML compliance functions such as surveillance reviews, section 312 reviews and TD affiliates due diligence reviews.
• Complete all tasks within required timeframes.

Benefits

• Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.
• Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
• Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
• You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
• We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees