Senior Business Analyst, Commercial Loss Forecasting
About The Position
As a Senior Business Analyst on our Commercial Loss Forecasting team, you will play a pivotal role assessing Capital One's ~$140 billion Commercial loan portfolio. You will be responsible for translating complex data into a clear, well-grounded forecast of net charge offs that informs senior leadership of the bank's most critical credit risks. In this role you will: Execute, analyze, and present the quarterly commercial credit loss forecast to senior leadership. Own and improve key forecasting models and processes to enhance their accuracy and efficiency. Identify and analyze emerging credit risks by synthesizing portfolio data, market intelligence, and macroeconomic trends. Partner with stakeholders across the Commercial Bank, Risk, and Finance organizations to build consensus and drive key forecasting decisions. Contribute directly to major strategic and regulatory exercises, including setting the Allowance for Credit Loss and running CCAR stress tests.
Requirements
- Bachelor's Degree in any quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering)
- At least 1 year of experience in analysis
Nice To Haves
- Master's Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering
- 1+ years of experience in Statistical model building
- 1+ years of experience in market research
- 1+ years of experience in SQL querying
- 2+ years of experience in business analysis
- 1+ years of experience in consulting
Responsibilities
- Execute, analyze, and present the quarterly commercial credit loss forecast to senior leadership.
- Own and improve key forecasting models and processes to enhance their accuracy and efficiency.
- Identify and analyze emerging credit risks by synthesizing portfolio data, market intelligence, and macroeconomic trends.
- Partner with stakeholders across the Commercial Bank, Risk, and Finance organizations to build consensus and drive key forecasting decisions.
- Contribute directly to major strategic and regulatory exercises, including setting the Allowance for Credit Loss and running CCAR stress tests.
Benefits
- Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Industry
Credit Intermediation and Related Activities
Number of Employees
5,001-10,000 employees
