Senior Architect, Software Engineering
About The Position
Senior Architect, Software Engineering– Austin, TX Do you excel in solution design? Do you have a strong background in Wallets? Are you interested in joining a globally diverse organization where our unique contributions are recognized and celebrated, allowing each of us to thrive? Then it’s time to join Western Union as a Senior Architect, Software Engineering! Applicants must be currently authorized to work in the United States on a full-time basis. Western Union will not sponsor applicants for work visas for this position. Western Union powers your pursuit. In this role, responsible for leading the design and delivery of scalable, secure, cloud-native solutions across digital banking, wallets, cards, and payment platforms. This role combines hands-on technical leadership with domain expertise to translate complex business requirements into robust architectural solutions, while mentoring teams and driving engineering excellence.
Requirements
- Master’s degree with 8+ years or bachelor’s degree in computer science or related fields with 10+ years of banking, fintech, or payments technology.
- Equivalent work experience in lieu of degree in banking, fintech, or payment technology.
- Proven experience across Digital Banking, Wallets, Cards, and Payments.
- Strong understanding of payment lifecycles, ledgering, settlement, and reconciliation.
- Experience working in regulated environments with compliance and audit requirements.
- Strong hands-on experience with AWS Cloud, including services such as: Compute (EC2, ECS/EKS, Lambda) API & Integration (API Gateway, EventBridge, SQS, SNS) Data (RDS, PGSql, DynamoDB etc) Security & Monitoring (IAM, CloudWatch, CloudTrail)
- Deep experience designing API-driven and event-based systems.
- Strong understanding of distributed systems, scalability, and resiliency patterns.
- Experience with CI/CD pipelines and infrastructure-as-code.
Nice To Haves
- Experience with real-time payment systems and local payment rails.
- Exposure to cross-border payments and multi-currency systems.
- AWS certifications (Solutions Architect or equivalent).
- Experience modernizing legacy banking or payment platforms.
Responsibilities
- Solution Architecture & Design Lead the end-to-end solution design for digital banking, wallet, card issuing/processing, and payment systems.
- Define cloud-native architectures on AWS, leveraging managed services for scalability, resiliency, and security.
- Design API-first, event-driven architectures supporting real-time and batch payment flows.
- Ensure clear separation between channels, orchestration, domain services, ledger, and settlement systems.
- Review and approve solution designs to ensure alignment with enterprise architecture, security, and compliance standards.
- Banking & Payments Domain Expertise Apply strong domain knowledge across: Digital Banking platforms Wallets and stored-value systems Card issuing, authorization, clearing, and settlement Domestic and cross-border payment rails
- Design solutions that address funds availability, settlement finality, reconciliation, and accounting.
- Ensure architectures support regulations, compliance, and audit requirements across regions.
- Collaborate with Risk, Compliance, and Operations to embed controls, traceability, and auditability into solutions.
Benefits
- You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few (https://careers.westernunion.com/global-benefits/).
- Your United States – Specific Benefits Include Paid Time Off Medical, Dental and Life Insurance Tuition Assistance Program Student Loan Repayment (below manager level only) Parental Leave One day volunteer time off $0 Money Transfer Fee Discount Code – Quarterly Recognition Program “Game Changers” Employee Discount Program Global Adoption Assistance Global Scholarship Awards Program 401K plan
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What This Job Offers
Job Type
Full-time
Career Level
Senior
