Senior Analyst - Data Science
About The Position
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How will you make an impact in this role? This role will develop credit loss models for estimating credit reserves for global portfolios, which feeds into AXP credit provision calculation and reporting. The role will play an important role in improving model accuracy, strengthening model governance, and quantifying reserves for emerging credit risks. The role also partners closely with Risk Finance, Controllership, RPDS, Technology and MRMG teams, on all aspects of credit reserve modeling and analytics.
Requirements
- The successful candidate should possess strong analytical and problem-solving skills and a tremendous will to win.
- Fluency with data manipulation tools like Python, PySpark or SQL plus experience in data-driven decision making is strongly preferred.
- Ability to apply advanced statistical and/or other quantitative techniques to solve business problems.
- Excellent verbal, written, and interpersonal communication skills are a plus.
- Ability to work with cross-function teams to solve complex business problems.
- Advanced quantitative degree is preferred.
Nice To Haves
- Previous model development experience is desirable.
Responsibilities
- Development of modeling framework to meet the credit reserve standards set by the Financial Accounting and Standards Boards (FASB) and the International Accounting Standards Boards (IASB).
- Development and enhancement of loss forecasting models for credit and charge card portfolios.
- Perform quantitative analysis to evaluate multiple alternatives to generate insights and derive recommendations.
- Ongoing performance tracking of loss forecasting models and variance analysis of credit reserve levels.
Benefits
- Competitive base salaries
- Bonus incentives
- 6%25 Company Match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, vision, life insurance, and disability benefits
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
5,001-10,000 employees
