Segment Risk Specialist Sr

Huntington National Bank • Detroit, MI

4d • Hybrid

About The Position

The Senior Risk Analyst is responsible for identifying, assessing, and mitigating credit, fraud, and operational risks across the merchant services portfolio. This role provides expert risk oversight through transaction monitoring, data analysis, and escalation of high‑risk merchants to protect the organization from financial and reputational exposure. The position partners closely with Sales, Operations, Compliance, and external processors while serving as a senior subject‑matter expert within the risk function.

Requirements

• Bachelor’s degree
• Minimum of 5 years of experience in Audit, Compliance, Risk Management or Operational Risk.
• In lieu of a Bachelor’s degree 4 additional years of segment-specific or risk related experience may be considered

Nice To Haves

• Knowledge of risk management principles and regulatory compliance requirements.
• Strong organizational, analytical, critical thinking and problem-solving skills.
• Excellent verbal and written communications and the ability to communicate and present requirements and issues clearly and concisely.
• Strong interpersonal skills and ability to build strong partnerships and work collaboratively with all businesses.
• Ability to deal with ambiguity, multi-task and work in a fast-paced environment.
• Knowledge of Fiserv Merchant Acquiring Risk tools
• Proficiency in MS Office suite.

Responsibilities

• Conduct ongoing credit risk assessments for active merchant accounts, evaluating financial health and exposure levels.
• Monitor transactional activity and account performance to identify anomalies, emerging risks, and potential fraud.
• Lead investigations and escalations for high-risk accounts, ensuring timely and well-informed decisions.
• Create and maintain departmental procedures for account monitoring, risk reviews, and escalation handling.
• Develop and manage dashboards and reporting tools to track key risk indicators and portfolio trends.
• Collaborate with Sales, Operations, and Compliance teams to integrate risk insights into merchant lifecycle management.
• Mentor junior team members, providing guidance on account reviews, risk analysis, and professional development.

Benefits

• health insurance coverage
• wellness program
• life and disability insurance
• retirement savings plan
• paid leave programs
• paid holidays
• paid time off (PTO)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees