CNB Bank, Secured Lending Commercial Specialist

CNB Bank•Clearfield, PA

3d•Onsite

About The Position

Secured Lending Commercial Specialist will be responsible for providing the information needed to order and review appraisals, environmental and feasibility studies. In addition, a Secured Lending Commercial Specialist will input floor plans, manage construction project files, handle project funding and advise on project progress. Below is a list of essential functions of this position. Additional responsibilities may be assigned in the position. KEY RESPONSIBILITIES Request appraisals Appraisal Reviews – Internal and External Construction Draw Monitoring Environmental Reviews Floorplan Additions/Validation ATTITUDES Builds positive relationships with internal and external clients by valuing other's feelings and rights in both words and actions, and embracing other's unique beliefs, backgrounds, and perspectives by demonstrating: Respect : Speak to others with kindness, and fairness Client Focus : Deliver consistent, high-quality service that builds trust and loyalty Inclusion : Encourage diverse viewpoints in decision making BEHAVIORS Demonstrates strong business ethics and honest behaviors and the ability to positively influence and work with others to achieve excellent results by demonstrating: Leadership : Demonstrate ability to positively influence others to achieve Integrity : Strong business ethics and honest behavior Collaboration : Works positively with others to produce the best results Volunteerism : A visible presence in serving our communities COMPETENCIES Reflects skill, good judgement, positive conduct, and personal responsibility for assigned areas. Seeks to implement and leverage services and technologies that create efficiencies by demonstrating: Accountability : Take responsibility for assigned duties and actions Innovation : Think creatively for better processes to create efficient workflow Professionalism : Be respectful, use good judgment, and have a positive attitude POSITION LEVEL(S) EXPECTATIONS (if applicable) Secured Lending Commercial Specialist I: will focus on residential 1-4 family appraisals, appraisal ordering, and floor plan additions. Secured Lending Commercial Specialist II: will also handle commercial appraisals and construction funding for loans under $1 million. In addition to the previous tasks. Secured Lending Commercial Specialist III: will handle any commercial appraisals and construction funding for loans over $1 million. In addition to previous tasks. SEEKS PROFESSIONAL DEVELOPMENT OPPORTUNITIES Complete appraisal webinars and research on appraisal regulations. Be willing to participate in CNB Academy leadership trainings.

Requirements

To perform this position successfully, an individual must be able to perform each essential position requirement satisfactorily and a skills inventory is listed below.
A high school diploma or general education degree (GED) is required.
A background screening will be conducted.
LANGUAGE SKILLS: Ability to read, comprehend, and interpret documents.
Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization.
Ability to communicate to clients directly and effectively.
TECHNOLOGY SKILLS: Ability to utilize telephone systems and possess good digital literacy including email, internet and intranet use.
Ability to learn core transaction systems, appraisal tracking systems and any other computer programs pertinent to performing job duties.
MATHEMATICAL SKILLS: Ability to add, subtract, multiply, and divide in all units of measure.
Ability to understand basic budgets and adjust for construction costs.
REASONING ABILITY: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
Ability to solve challenging problems involving several variables in a standardized situation.

Responsibilities

Request appraisals
Appraisal Reviews – Internal and External
Construction Draw Monitoring
Environmental Reviews
Floorplan Additions/Validation

Benefits

Medical, Dental, Vision & Life Insurance
401K with company match
Paid Time Off & Recognized Holidays
Leave policies
Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet)
Employee Assistance Program
Employee Health & Wellness Program
Special Loan and Deposit Rates
Gradifi Student Loan Paydown Plan
Rewards & Recognition Programs and much more!
Eligibility requirements apply.