SECONDARY MORTGAGE LOAN PROCESSOR

JD Bank•Lake Charles, LA

11h

About The Position

This position supports and assists Mortgage Loan Originator in processing In-house Real Estate Loans, Construction Loans, and Secondary Market Home Loans.

Requirements

High School diploma or general education degree (GED): bachelor's will be preferred
4 to 6 years of experience as a mortgage loan processor
Previous banking or financial institution experience preferred
Experienced in FNMA/FHLMC/GNMA guidelines as they pertain the Sellers/ Servicing Guidelines, including but not limited to underwriting, appraisals, self-employment analysis, processing, and mortgage insurance.
Experience in LOS, Caylx, Byte, FNMA Desktop Underwriting/Desktop Origination and GUS.

Nice To Haves

Understanding of loan underwriting and processing procedures
Proficient in mortgage loan computer software
Outstanding communication and customer service skills. Ability to interact in a courteous, helpful and professional manner.
Excellent attention to detail
Ability to handle high pressure, high volume of work and willing to work overtime as necessary to properly complete assigned duties.
Must possess excellent organization skills.
Knowledge of Microsoft Word and Excel software.

Responsibilities

Possess the knowledge, skill and desire to provide professional services to effectively, efficiently, successfully and legally originate and/or, process and close real estate loans with JD Bank and products with the mortgage company(ies) of JD Bank's choice.
Remains current and complies with all RESPA and other regulatory law, guidelines and general acceptable banking practices.
Represent JD Bank in the utmost professional manner at all times.
Conduct loan processing and closing activities at the JD Bank office of the borrower's request. Employee will meet face to face with borrower to the extent that the borrower needs or requests such level of service.
Provide and maintain reliable personal transportation in order to comply with the above listed responsibilities.
Be accessible to JD Bank office personnel.
Cross-sell JD Bank products and services to borrowers when feasible to borrower
Provide back-up support to other loan originator/ processors when and if needed.
Comply with JD Bank employee standards and guidelines.
Assist Construction Lender with construction draws and inspections.
Order forms pick-up survey for construction loans.
Answers call and takes messages for department staff when not available.
Ensure maximum program exposure via:JD Bank branch referralsSolicitation of JDB customer contractorsRealtor relationsAdvertising
Adherence to and support of all compliance and BSA/AML rules and regulations related to this job function.
Performs other duties that may be assigned by Management.