Mortgage Loan Processor

RCB Bank•Owasso, OK

2d•Onsite

About The Position

RCB Bank has been a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an inclusive employer while fulfilling our commitment to excellence. Operating with values such as integrity, respect, sincerity and honor, RCB Bank is an equal opportunity employer, striving to hire diverse employees who meet high standards of character, education and occupational qualifications. At RCB Bank, we believe that every role within our organization plays a critical part in delivering exceptional service to our customers and communities. The jobs we offer reflect our commitment to building strong, meaningful relationships and maintaining the highest standards of integrity, professionalism, and customer care. We are dedicated to fostering a culture where every team member understands their purpose and impact on our mission to serve the financial needs of our customers while contributing to the economic vitality of the communities we call home. RCB Bank is committed to creating an outstanding experience for our customers in every single interaction, and we desire to differentiate RCB Bank from the competition through exceptional standards of service. All employees, whether in person, on the phone, through email, or online are expected to conduct themselves with the utmost level of professionalism and customer service while adhering to the RCB Bank standards of service: Integrity, Reputation, Professional, Empowered, Welcome, Ownership, Action, Responsive, Relational, and Excel. What we’re looking for: Someone responsible for compiling all the paperwork and documents pertaining to a mortgage loan. Someone responsible for completing the forms and verifying the financial paperwork, all while adhering to Bank procedures and regulatory and legal compliance requirements.

Requirements

High school diploma or GED
Financial organizational skills and financial information understanding
Minimum of one (1) year of experience with Conv/VA/FHA/RD and other secondary market functions

Nice To Haves

Experience with Encompass

Responsibilities

Process FHA/VA/Conventional/Rural Development and other products.
Maintain a pipeline and meet contract deadlines and rate lock expiration dates.
Review documentation for discrepancies and omitted data; calculate verified income and verify assets.
Prepare loan for underwriting.
Clear any approval or suspense conditions as outlined by the underwriter.