SBL Portfolio Manager

LendingClub•Lehi, UT

3d•Hybrid

About The Position

We are looking for an SBL Portfolio Manager to join the team. In this role, you'll manage and service a portfolio of commercial C&I and real estate loans, ensuring strong credit performance, regulatory compliance, and effective risk management. This role combines deep loan analysis, borrower engagement, and operational execution, including portfolio reviews, servicing actions, and workout strategies.

Requirements

5+ years of experience in commercial loan servicing, portfolio management, loan operations, or collections
Strong financial analysis and cash flow modeling skills
Experience with C&I and real estate loans; familiarity with SBA programs
Working knowledge of loan documentation, compliance standards, and regulatory requirements
Experience with loan workouts, restructurings, or special assets
Strong understanding of legal processes related to non-performing loans and liquidation
Proficient in financial systems and tools (e.g., bank platforms, PCFS, Loan Manager, SBA Portal, Excel)
Excellent communication skills, both written and verbal
Strong customer focus with the ability to manage borrower relationships effectively
Able to work independently and manage multiple priorities in a fast-paced environment
Comfortable leveraging AI-enabled tools to improve efficiency and quality

Nice To Haves

Direct experience with SBA loan programs
Background in special assets or distressed portfolio management
Experience leading projects or mentoring team members

Responsibilities

Perform in-depth quarterly and annual loan monitoring across the portfolio
Conduct borrower research and financial analysis; gather data, evaluate performance, and support risk assessments
Create reports, charts, and dashboards to communicate portfolio insights and trends
Analyze complex loans using financial statements, credit documents, and supporting materials
Audit loan files and complete post-close reviews to ensure SBA and bank compliance
Prepare documentation and support internal and external audits
Evaluate cash flow, economic conditions, and industry factors to assess risk and forecast performance
Respond to servicing inquiries and submit recommendations for servicing actions
Execute loan payment collection efforts and follow up on delinquencies
Lead or contribute to group projects; mentor junior analysts and provide guidance
Support and execute loan workout strategies, including for non-performing assetskat to add