Risk & Underwriting Advisor, Retail Network - Express Scripts - Hybrid

The Cigna Group • St. Louis, MO

17h • Hybrid

About The Position

Summary: The Risk & Underwriting Advisor, Retail Network, is responsible for developing and implementing client-specific retail network pricing strategies that ensure competitive positioning in the marketplace. This role collaborates closely with Supply Chain teams and cross-functional stakeholders—including Retail Network Underwriting Analysis, Product, Sales & Account Management (SAM), Core Underwriting, and Next Generation Engine (NGE) Support—to optimize retail network modeling for Health Plan clients and new sales opportunities. The Advisor also provides expert support for ad hoc and complex underwriting analyses with potential financial impact.

Requirements

• Bachelor’s degree in Risk Management, Economics, Statistics, Mathematics, or Finance preferred
• Minimum of 2 years plus of relevant financial or analytical experience.
• Demonstrated ability to build partnerships and collaborate effectively to achieve shared objectives.
• Strong analytical, quantitative, and problem-solving skills.
• Proven decision-making abilities, with a solid understanding of key financial indicators.
• Excellent verbal and written communication skills, including presentation capabilities.
• High motivation and perseverance in the face of challenges.
• Strong business acumen, leadership qualities, innovative mindset, and customer-centric approach.
• Self-starter with the ability to manage multiple projects simultaneously.
• If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

Nice To Haves

• Preferred experience in Pharmacy Benefit Management (PBM), Managed Care, Healthcare, or Pharmaceutical industries.

Responsibilities

• Develop tailored retail network pricing strategies for renewing clients and new sales opportunities, including RFPs, Direct Renewals, and Market Checks.
• Deliver competitive offers by leveraging market intelligence and client-specific data.
• Provide underwriting support for all retail network ad hoc analyses with potential financial implications.
• Conduct quantitative and financial cost modeling for clients across diverse lines of business, including Commercial, Medicare Part D, Medicaid, and Health Care Exchange.
• Communicate effectively with Senior Leadership, SAM, and other business partners to present ESI opportunities and drive financial results.
• Prepare and deliver strategic presentations for both internal and external audiences.
• Partner with cross-functional teams to strategize and deliver optimized retail network solutions.
• Participate actively in department and company-wide projects, contributing expertise and innovative thinking.

Benefits

• At The Cigna Group, you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level