Risk Specialist

Kairoi Residential•San Antonio, TX

just now

About The Position

We are seeking a highly organized and detail-oriented Risk Specialist to join our team in San Antonio, Texas. This critical role will be responsible for overseeing all aspects of the organization's risk management, with a strong focus on insurance procurement, compliance with contractual requirements, and the development of robust safety and operational risk mitigation programs. The ideal candidate will have the ability to multi-task and work in a fast-paced environment and possess a comprehensive understanding of commercial insurance lines, regulatory compliance (including OSHA), and effective claims management.

Requirements

Bachelor's degree in Business Administration, Risk Management, Finance, or a related field.
5+ years of progressive experience in risk management, insurance, or a related compliance role, preferably within a real estate or property management environment.
Skilled at multitasking, communicating effectively, and driving tasks through to completion.
Demonstrated experience managing a comprehensive commercial insurance program, including working with brokers.
Strong understanding of insurance policy structures, terms, and conditions.
Proficiency in reviewing and interpreting legal documents such as leases, and property management agreements to extract insurance requirements.
Familiarity with RealPage Vendor Credentialing (or similar vendor compliance platforms) and their insurance verification processes.
Knowledge of OSHA regulations and experience developing and implementing workplace safety programs.
Excellent organizational skills with a meticulous attention to detail for manual tracking and record-keeping.
Strong analytical and problem-solving abilities.
Exceptional communication (written and verbal) and interpersonal skills to collaborate with internal teams, external brokers, and vendors.
Ability to work independently and manage multiple priorities in a fast-paced environment.

Nice To Haves

Relevant professional certifications (e.g., ARM, CPCU) are a plus.

Responsibilities

Insurance Program Management:
In collaboration with a risk management consultant, manage the end-to-end procurement process for all lines of commercial insurance, including Commercial General Liability, Umbrella, Employment Practices Liability (EPL), Errors & Omissions (E&O), Property & Casualty, Cyber, Workers' Compensation, Crime, and other relevant coverages.
Collaborate effectively with insurance brokers to timely obtain compliant certificates of insurance upon renewal and ensure ongoing compliance.
Oversee and facilitate all insurance-related audits.
Contractual Compliance & Documentation:
Review all property management agreements, and commercial leases to meticulously identify and document specific insurance requirements.
Develop and maintain a comprehensive master list of all contractual insurance obligations and reporting requirements.
Verify that Vendor Compliance tools requirement aligns with existing property management agreements.
Risk Mitigation & Policy Development:
Formulate, implement, and maintain corporate initiatives, policies, guidelines, and programs to effectively identify, control, prevent, and mitigate financial and operational risks.
Conduct regular risk assessments to identify potential exposures and recommend appropriate mitigation strategies.
Provide oversight for Standard Operating Procedures (SOPs) related to risk and safety.
Verify that Vendor Compliance tools requirements align with existing property management agreements.