Risk Portfolio Management Associate

TheGuarantors•New York, NY

4d•$140,000 - $155,000

About The Position

We are seeking a Risk Portfolio Management Associate to join our Risk Management team. Reporting to the Director of Risk, this role will focus on monitoring, analyzing, and managing portfolio performance across our product lines. You will be responsible for building actionable insights that drive risk reviews, support account management, and enhance portfolio-level decision-making. This is an ideal role for a candidate with a background in risk management, insurance, or portfolio analytics who is passionate about using data to shape risk strategy and improve business outcomes. This role will be located in NYC.

Requirements

Bachelor’s or Master’s degree (preferred) in a quantitative field (e.g., Statistics, Mathematics, Economics, Data Science, Actuarial Science).
4+ years of experience in portfolio analytics, insurance, risk management, or financial services.
Strong data analysis skills with proficiency in SQL; Python skills a plus.
Familiarity with business intelligence tools (e.g., PowerBI, Tableau) for dashboard creation.
Understanding of insurance or credit risk metrics (loss ratio, delinquency/default rate, exposure at risk).
Strong critical thinking and ability to translate portfolio data into actionable recommendations.
Excellent communication and stakeholder management skills.
Self-driven and adaptable, with the ability to manage multiple priorities in a fast-paced environment.

Responsibilities

Portfolio Monitoring and Analytics Track and analyze portfolio performance across multiple risk and business segments.
Develop dashboards and risk indicators (loss ratio, claim ratio, delinquency, RAG status).
Identify emerging risk concentrations (by geography, product, account type) and escalate appropriately.
Risk Reviews Lead preparation of Quarterly Account Reviews with Business, providing insights on portfolio performance against risk appetite and tolerance.
Maintain and evolve the risk RAG framework, proposing actions for tiering classifications.
Partner with Business/GTM/Sales/Account teams to communicate risk findings and recommend mitigation steps.
Risk Reporting & Insights Develop standardized reporting packages to inform executive decision-making.
Deliver independent analysis of emerging risk patterns across the portfolio.
Contribute to portfolio-level stress testing and scenario analysis.
Provide risk insights that support pricing, underwriting, and product strategy.
Cross-Functional Collaboration Work closely with Product, Data, and BizOps to ensure portfolio monitoring aligns with business priorities.
Represent the Risk team in portfolio-level discussions with stakeholders.
Serve as the go-to person in Risk for ad hoc requests, special analyses, and cross-team support, ensuring timely and high-quality responses.