Risk Compliance Officer II - Corporate Compliance

First Horizon•Memphis, TN

8h•Onsite

About The Position

The Risk Compliance Officer II is an intermediate role responsible for providing practical regulatory guidance to business partners and supporting the bank’s Compliance Risk Management Program. This associate interprets applicable laws and regulations, assesses the design and effectiveness of internal controls, identifies and helps remediate issues, and contributes to governance reporting and regulatory exam readiness. The role partners closely with first line business associates, Legal, Operational Risk, Internal Audit, and external regulators to safeguard our clients, strengthen the control environment, and support safe and sound growth.

Requirements

Bachelor (4-year college) degree
2-5 years of Banking experience or equivalent combination of education and experience
Strong analytical skills and attention to detail.
Excellent written and verbal communication abilities.
Proficiency in MS Office Suite; experience with audit or risk management software is a plus.

Nice To Haves

Previous experience in risk management, internal audit, compliance, or control testing preferred.
Professional certification preferred (e.g., CRCM or equivalent).
Familiarity with relevant banking regulations (e.g., FRB, CFPB, FDIC) and control frameworks preferred.

Responsibilities

Interpret and apply federal and state regulatory requirements (e.g., consumer protection, fair banking/UDAAP, deposits/loans, privacy; BSA/AML if in scope).
Provide clear, actionable guidance to first line associates on control design, disclosures, marketing, complaints, and client communications.
Support regulatory change management activities, including obligation inventory updates, impact assessments, and implementation tracking.
Contribute to the annual compliance risk assessment: document inherent risks, evaluate control effectiveness, determine residual risk, and recommend enhancements.
Help define and track key risk indicators and metrics to monitor trends and emerging risks.
Draft and maintain compliance policies/standards or procedure requirements; ensure alignment with regulatory expectations and internal policy frameworks.
Develop and deliver targeted training and job aids to first-line associates and other stakeholders.
Escalate material issues and emerging risks promptly with recommended risk-mitigating actions.
Support compliance reviews of third parties in partnership with vendor management, including due diligence and ongoing monitoring.
Analyze client complaint trends to detect potential UDAAP or control issues and recommend corrective actions.
Build strong partnerships with line management, Legal, Operational Risk, and Internal Audit; provide credible challenge and influence outcomes.
Performs all other duties as assigned