Retail Loan Officer-Paris Tx

FARMERS BANK & TRUST COMPANY OF MAGNOLIA•Paris, TX

2d•Onsite

About The Position

Seeks out and writes profitable consumer, construction, and/or in-house mortgage loans for the bank. Manages loan portfolio of $10MM to $20MM in a manner that ensures asset quality and customer retention. Continually seeks to develop and grow portfolio. Seeks out and obtains quality loans for the bank through business development activities. Services loan portfolio and assists customers in bringing current their past due accounts. Reviews loan applications and credit reports; makes loan decisions based on that information. Prepares loan memos and works with loan processors to obtain all necessary documentation to complete loan files. Coordinates loan closings with loan assistants. Maintains current knowledge of the bank's loan policy, as well as legal and regulatory requirements regarding consumer, construction, and in-house mortgage loans. Performs various other duties as assigned. The highest level of customer service, consistent with Farmers Service with HEART, is expected in the delivery of loans to customers and in working with co-workers. Must maintain confidentiality of bank customers. Must be familiar with lending and mortgage regulations. Must set an example to other employees by adhering to the Farmers Bank H.E.A.R.T. core values.

Requirements

Knowledge of a specialized field (however acquired), such as basic accounting, computer, etc.
Equivalent of four years in high school, plus night, trade extension, or correspondence school specialized training, equal to two years of college.
3 years related experience and/or training.
Must maintain confidentiality of bank customers.
Must be familiar with lending and mortgage regulations.
Must set an example to other employees by adhering to the Farmers Bank H.E.A.R.T. core values.

Responsibilities

Seeks out and writes profitable consumer, construction, and/or in-house mortgage loans for the bank.
Manages loan portfolio of $10MM to $20MM in a manner that ensures asset quality and customer retention.
Continually seeks to develop and grow portfolio.
Seeks out and obtains quality loans for the bank through business development activities.
Services loan portfolio and assists customers in bringing current their past due accounts.
Reviews loan applications and credit reports; makes loan decisions based on that information.
Prepares loan memos and works with loan processors to obtain all necessary documentation to complete loan files.
Coordinates loan closings with loan assistants.
Maintains current knowledge of the bank's loan policy, as well as legal and regulatory requirements regarding consumer, construction, and in-house mortgage loans.
Performs various other duties as assigned.