Residential Mortgage Lending Processor

F&M TrustChambersburg, PA
3dHybrid

About The Position

Our Mortgage Processors have a wide variety of responsibilities that they work through on an on-going basis. As a processor you'll be handling a pipeline of mortgage files which involves collecting, inputting, and analyzing information for loan packages, ordering necessary evaluations, preparing and communicating disclosures to customers, preparing documents for a variety of stakeholders, and more. Communication between yourself and homebuyers, real estate agents, title companies, and other internal teammates will be a daily occurrence. At the end of the day, you're fulfilled knowing that you were a key piece in fulfilling dreams of homeownership. Whether you're helping first-time homebuyers, your neighbors, a family on your child's sports team, or another family in your community, you are pivotal in helping them through the, or one of the biggest purchases in their life. For an experienced mortgage processor (or comparable experience working with mortgages) we have a more senior role that would be accompanied by a competitive salary commensurate with industry experience. For someone inexperienced with residential mortgages, there might still be an opportunity to join the Mortgage Department in this role if you have the right skills and abilities. The mortgage industry proves to be ever-evolving, so to be successful a candidate must show great aptitude to learn new information and be open and flexible to the evolving regulations and customer needs. In addition, one must meet the minimum qualifications below.

Requirements

  • High School Diploma or GED
  • Excellent communicator, both written and verbal
  • Strong organization skills and ability to multi-task
  • Attentive to details
  • Strong math skills with high degree of accuracy
  • Proficient in Word and Excel and able to learn mortgage software
  • Aptitude and desire to learn internal policies and procedures and government loan programs

Responsibilities

  • handling a pipeline of mortgage files
  • collecting, inputting, and analyzing information for loan packages
  • ordering necessary evaluations
  • preparing and communicating disclosures to customers
  • preparing documents for a variety of stakeholders
  • Communication between yourself and homebuyers, real estate agents, title companies, and other internal teammates
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