Residential Mortgage Closer

Peoples Bank•Cambridge, OH

About The Position

Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well, you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is Working Together. Building Success. and by joining Peoples Bank, we will work together to help you achieve your career goals, just like we help thousands of clients reach their financial goals. Peoples Bank is one of the largest 150 banks in the United States with 130 full-service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.C. and Maryland. We also have Specialty Finance offices in Minnesota, Missouri and Vermont. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation has donated over $8 million to local organizations since its inception in 2003. We are proud to share national accolades that celebrate our company culture and recognize us as a great place to bank and work: American Banker Best Banks to Work For in 2021, 2022, 2023, 2024 and 2025 Top Workplaces USA national award in 2022, 2023, 2024 and 2025 Newsweek's America's Best Banks 2023 and 2024 Newsweek’s America's Greatest Workplaces 2024 and 2025 Forbes America’s Best Banks 2024 and 2025 Forbes Best-in-State Banks 2020, 2021 and 2025 TIME’s America’s Growth Leaders 2026 award winner At Peoples Bank, we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associate's life. That's why we seek to create a great benefits package for our associates including: 401(k) retirement plan with an employer match, employee stock purchase plan, various education assistance programs such as student loan and tuition paydown/reimbursement, paid vacation, and holidays, and much more. For full details of our benefits offerings, please visit: peoplesbancorp.com/about-us/find-a-career/ Our associates are each accountable for living the culture and values of the organization. This includes ensuring actions and behaviors create a positive and collaborative work environment, always acting with integrity and professionalism and providing extraordinary customer service. Our goal is for you to be successful; to that end being reliable in terms of ensuring you are at work on time and work your schedule as well as actively pursuing your performance objectives, will be fundamental in your contributing to the teams' success as well as the organization. Job Purpose This position is responsible for preparing closing documents and verifying closing documents for accuracy and completeness. This position will schedule closings with the title companies and borrowers. This position will prepare and send the Closing Disclosure to borrowers and ensure its accuracy and required wait period. This position will validate all lender and third party fees and disbursements. This position provides support to all internal departments and bank partners as needed.

Requirements

Bachelor’s or Associate’s degree or 2+ years of closing or related mortgage experience
Knowledge of Reg B (ECOA), Reg C (HMDA), Reg X (TRID) and Reg Z (TILA) requirements
Knowledge of Fannie, FHA, VA, and USDA programs
Ability to work in a fast paced, task and detailed oriented environment
Proficient use of technology
Strong oral and written communication skills

Nice To Haves

Knowledge of Encompass a plus

Responsibilities

Ensures all conditions have been satisfied prior to setting the closing date.
Responsible for setting the closing date with title companies and borrowers.
Responsible for validating all lender and third party fees and disbursements.
Responsible for preparing and sending closing documents.
Responsible for preparing and sending Closing Disclosures and ensuring its accuracy based on TRID required wait period.
Responsible for understanding investor, agency and government products and programs.
Responsible for understanding the Bank’s policies, procedures, products and services.
Responsible for communicating closing status with mortgage consultants, realtors, builders and bank partners as needed.
Prepares wires and funds loans.
Will perform special projects as assigned

Benefits

401(k) retirement plan with an employer match
employee stock purchase plan
various education assistance programs such as student loan and tuition paydown/reimbursement
paid vacation
holidays

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