Residential Construction Loan Officer

The EMAC Group•Any City, NC

7d•Remote

About The Position

National Ground-Up Construction Lender is expanding to the Southeast. New construction is HOT and banks are pulling back on their commitment to support land development and ground-up lending. Ground-Up Construction loans Residential single and multi-family (up to 5 stories) Completion Loans Fix & Flip loans DSCR long-term rental loans Bridge Loans Are you a mortgage professional search for your next borrower? Join an amazing team of residential lenders develop relationships with builders. No NMLS required. This highly visible role involves leading and growing a team of skilled loan originators. The ideal candidate must be a leader who can drive a team of loan officers to new heights and work closely with peers to grow the company. The Ideal candidate will enhance their skills to become an expert in single-family and multifamily investment properties. This includes large single-family rental portfolios, build-for-rent developments, and multifamily value-add projects. You'll have the opportunity to learn from industry leaders while working for one of the most respected and rapidly growing companies. Essential Functions Champion company’s initiatives that cater to builders' requirements for enhanced loan programs to fuel their expansion goals for 2024 and beyond. Utilize outbound phone calls, emails, direct mail, association conventions, networking, advertising, and other means to aggressively market loan products to individuals and generate interest from potential builder clients. Attend branch events, industry functions such as association events, conferences and seminars that will identify opportunities for campaigns, services and lead to garnering new builder relationships. Develop a rapport with new clients and provide support that continually improves the relationship. This requires developing and retaining the builder base by presenting new Ground-Up lending solutions and services. Meet with applicants to obtain information for loan applications and answer applicant’s questions regarding the loan process. Input loan application information into application system. Gather all necessary and required documentation for quick loan approvals. Obtain and compile copies of loan applicants’ credit histories, corporate financial statements and other financial information. Prepares mortgage loan file by reviewing loan application, clarifying or obtaining additional information as necessary. Analyzing, reviewing and resolving application issues prior to submitting to Loan Processing. Analyze applicants’ financial status, credit and property evaluations to determine feasibility of granting loans. Facilitates mortgage loan applications process by interfacing with Borrower in supplementing additional needed data for completed applications. Schedule a Discovery Call. The EMAC Group is an Executive Search Firm with clients such as Fed and State Charter Banks, IMBs, Credit Unions, and larger brokers, nationwide.

Requirements

High School Diploma or GED equivalent is required, while some college education is preferred, a college degree is desired.
Intermediate computer skills including proficiency in MS Office and Mortgage Loan Applications/Software are non-negotiable.
A minimum of three (3) years’ recent work experience as a full-time Mortgage Loan Officer in the banking industry is mandatory.
Excellent customer service skills, both in written and oral communication, are imperative.
Ability to demonstrate control, flexibility, and maintain high productivity when dealing with customers and changing work demand is a must.
Basic PC skills in Microsoft Windows, Word, PowerPoint, and Excel or equivalent software are non-negotiable.
Demonstrated effective and strong verbal and listening communication skills are essential, with the ability to effectively communicate with principals, executive management, and clients.
The role demands assertiveness, perseverance, energy, passion, and results-oriented behavior in order to be successful.
Effective problem-solving, planning, and time management skills are crucial qualities for this role.

Responsibilities

Champion company’s initiatives that cater to builders' requirements for enhanced loan programs to fuel their expansion goals for 2024 and beyond.
Utilize outbound phone calls, emails, direct mail, association conventions, networking, advertising, and other means to aggressively market loan products to individuals and generate interest from potential builder clients.
Attend branch events, industry functions such as association events, conferences and seminars that will identify opportunities for campaigns, services and lead to garnering new builder relationships.
Develop a rapport with new clients and provide support that continually improves the relationship.
This requires developing and retaining the builder base by presenting new Ground-Up lending solutions and services.
Meet with applicants to obtain information for loan applications and answer applicant’s questions regarding the loan process.
Input loan application information into application system.
Gather all necessary and required documentation for quick loan approvals.
Obtain and compile copies of loan applicants’ credit histories, corporate financial statements and other financial information.
Prepares mortgage loan file by reviewing loan application, clarifying or obtaining additional information as necessary.
Analyzing, reviewing and resolving application issues prior to submitting to Loan Processing.
Analyze applicants’ financial status, credit and property evaluations to determine feasibility of granting loans.
Facilitates mortgage loan applications process by interfacing with Borrower in supplementing additional needed data for completed applications.