RESIDENTIAL COLLATERAL RISK REVIEWER

American Pacific Mortgage • Roseville, CA

47d • Remote

About The Position

Seeking Collateral Risk Reviewer located in the Central or Eastern time zones as a remote worker. Under the supervision of the Chief Appraiser, duties include supporting mortgage banking operations in the analysis of all residential property types throughout the United States.  Supporting underwriting by reviewing third party appraisal reports, automated valuation models, outside reviews and collateral underwriting (CU) results.  Resolve potential appraisal and collateral concerns with branches, underwriting, post-closing and other corporate departments. Assist the Chief Appraiser in monitoring and enforcing appraisal quality standards, identifying recurring performance deficiencies, and collaborating with AMCs to implement corrective measures or removal actions when warranted.

Requirements

• Able to deliver top customer service under demanding deadlines.
• Able to work overtime as real estate seasonality dictates.
• Residential Appraisal Certification in the State in which candidate practices.
• Minimum 5 consecutive years of active appraisal practice
• Advanced proficiency in complex review methodologies to perform in-depth collateral valuation and appraisal review analyses in compliance with investor and regulatory standards.
• Demonstrable knowledge of Freddie/Fannie Guidelines and USPAP
• Comprehensive understanding of State and Federal regulations as they relate to lending and appraisal practice/procedure; specifically, USPAP, FIRREA, Interagency Appraisal and Evaluation Guidelines, Dodd-Frank Wall Street 
• Ability to use independent judgment, discretion and maintain confidentiality.
• Ability to communicate effectively and professionally, strong verbal and written communication skills.
• Working knowledge of current appraisal forms and standard MS Office platforms required.

Nice To Haves

• Knowledge of the mortgage lending operations, policies and procedures, and compliance requirements a plus.
• Knowledge of Encompass LOS is a plus.

Responsibilities

• supporting mortgage banking operations in the analysis of all residential property types throughout the United States
• Supporting underwriting by reviewing third party appraisal reports, automated valuation models, outside reviews and collateral underwriting (CU) results
• Resolve potential appraisal and collateral concerns with branches, underwriting, post-closing and other corporate departments
• Assist the Chief Appraiser in monitoring and enforcing appraisal quality standards, identifying recurring performance deficiencies, and collaborating with AMCs to implement corrective measures or removal actions when warranted.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed