Relationship Manager

Shore United Bank•Owings Mills, MD

18h•$115,000 - $185,000•Onsite

About The Position

Shore United Bank is seeking a full-time Relationship Manager to join our team. The Commercial Relationship Manager is responsible for developing, originating, and managing commercial client relationships. This role focuses on identifying new business opportunities, structuring and recommending credit solutions, and monitoring portfolio performance. The Commercial Relationship Manager serves as a trusted advisor to clients and collaborates closely with internal partners to deliver exceptional service and long-term value.

Requirements

Bachelor’s degree in business, finance, accounting, or related field or a comparable level of experience and education.
5–10 years of commercial lending or commercial banking experience, including proven business development success.
Experience with complex loan structuring, financial analysis, and portfolio management.

Responsibilities

Develop loans, maintain loan portfolio, collect delinquent loans, service their client base, collect customer data and provide information as requested for Market Executive, Lending/Credit Administration and/or Regional President.
Prepares documentation and supporting information for credit decision recommendations and works with the credit department and loan portfolio specialists to prepare credit memos in nCino.
Responsible for resolving all outstanding documentation and loan expectations.
Achieve loan, deposit, and referral goals as defined in incentive compensation plan.
Reports pertinent information to immediate supervisor as required; compiles necessary information as directed and provides data to appropriate Bank personnel.
This role is expected to actively participate in community events and maintain membership(s) in local, non-profit organizations (preferably in an executive/board role).
Responds to inquiries or requests from other personnel, customers etc., within given time frames and within established procedure.
Performs self-evaluation paperwork on or before the due date on an annual basis.
Performs any duties assigned by the Market Executive/Regional President relating to the Bank and its functions
Demonstrating values and principles
Self-evaluation in a timely manner
All other duties as assigned
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g., Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, SAFE Act, etc.; ensures that the office and all personnel adhere to the same.

Benefits

Join a family and community-oriented workplace that offers a team environment, along with a collaborative and friendly place to work.
Comprehensive benefits package for full-time, permanent employees including health, dental, vision, company-paid life insurance, mental health well-being, short-term and long-term disability, and much more!
Paid parental leave
401k savings plan with up to a 4% company match
Employee Stock Purchase Plan
Employee perks such as: employee banking services, loan discount program, education assistance, career development program, Employee Assistance Program, and wellness initiatives.
Opportunity for growth and advancement
Paid training program and continuous training sessions throughout the year on various topics
Generous paid time off and paid sick time
Community involvement opportunities