Relationship Manager - Team Leader - C&I

Provident Bank • Morristown, NJ

1d

About The Position

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees’ experience.
POSITION OVERVIEW:
The Team Leader, Relationship Manager, is responsible for originating, evaluating, and structuring complex loan requests and transactions. Additional responsibilities include overseeing day-to-day portfolio management, coaching and developing assigned Relationship Managers, driving cross-sell of the Bank’s products and services, and increasing the Bank’s visibility and presence in the marketplace.

Requirements

• Bachelor’s degree
• 10 - 15 years’ work experience
• Comprehensive loan analysis experience.
• Comprehensive financial analysis experience.
• Comprehensive knowledge of underwriting techniques.
• Proven new business track record.
• Strong oral, written, communicative and management skills.
• Proficient with software programs (Microsoft Word, Excel and Argus).

Responsibilities

• Solicits credit-worthy potential and existing customers in an effort to develop new business and increase or retain existing business within the framework of the policy and procedures of the Bank. Promotes profitable growth of the loan portfolio and maximum customer responsiveness.
• Oversees the preparation of loan presentations including detailed financial analysis and assessment of borrower's financial capability and creditworthiness.
• Assesses lending risks, identify offsetting mitigates, makes recommendations on loan structure displaying sound credit judgment.
• Establishes and promotes customer and community relationships; cross sells other Bank’s products and services; maintains continued awareness of market conditions and competition; continues education in financing products and techniques.
• Manages activities and contributes to the development of assigned Relationship Managers/Portfolio Managers. Participates in joint calling efforts and business development; assists in sound loan structuring and transaction analysis.
• Facilitates closing of the loan transactions with strict compliance with approved terms and conditions.
• Manages all aspects of assigned loan portfolio with emphasis on covenant and bank policy compliance, credit quality and delinquency control.
• Supervises Relationship Managers. Carries out supervisor responsibilities in accordance with the Bank's policies. This includes interviewing, hiring, training and managing employees; planning, assigning and directing work; appraising performance; rewarding and disciplining employees and addressing and resolving employee complaints and concerns.

Benefits

• Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank’s Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan.
• In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance.
• Company sponsored Tuition Disbursement and Loan Repayment programs are also available.
• Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level