RCA Professional - AML

U.S. Bank National Association • Minneapolis, MN

2d • Hybrid

About The Position

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
The RCA Professional partners with assigned Lines of Business (LOB), fellow Risk/Compliance/Audit (RCA) professionals, and RCA Managers to support the design, execution, and oversight of an effective enterprise risk management framework. Depending on functional alignment, this role contributes to creating, implementing, maintaining, reviewing, or overseeing risk and compliance activities to ensure adherence to applicable federal, state, and local laws and regulations. The RCA Professional identifies risk and control gaps, informs practical solutions to minimize losses, and serves as a key liaison between the Line of Business and the Lines of Defense. This position specifically provides Financial Crimes Compliance support for WCIB under the applicable policies, including but not limited to, Anti-Money Laundering, Economic Sanctions, and

Requirements

• Bachelor's degree, or equivalent work experience
• Typically more than five years of applicable experience

Nice To Haves

• Advanced knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
• Advanced understanding of the business line’s operations, products/services, systems, and associated risks/controls
• Thorough knowledge of Risk/Compliance/Audit competencies
• Strong analytical, process facilitation and project management skills
• Effective presentation, interpersonal, written and verbal communication skills
• Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations
• Applicable professional certifications

Responsibilities

• Partner with assigned Lines of Business to support the execution of an effective risk management framework, aligned with enterprise risk standards and the Lines of Defense model.
• Identify gaps in processes, systems, or controls that may result in operational, compliance, or financial risk.
• Analyze root causes of issues related to inadequate internal processes, system limitations, or human error and inform risk mitigation solutions.
• Identify, respond to, and escalate risks appropriately based on established governance and escalation protocols.
• Participating in projects and ongoing activities ensure compliance with applicable federal, state, and local laws, regulations, and internal policies.
• Support regulatory readiness efforts by partnering with stakeholders to validate processes, controls, and documentation.
• Assist in monitoring regulatory changes and assessing potential impacts to business processes and risk profiles.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 501-1,000 employees