Mortgage Quality Control Auditor

Village Capital & Investment•Henderson, NV

15h

About The Position

Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.

Requirements

Proven experience with problem-solving skills and attention to detail
Strong communication and interpersonal skills
Ability to work independently and as part of a team
Proficiency in Windows and Encompass (Encompass preferred)
Strong problem-solving skills and attention to detail
Minimum 2 years of mortgage QC or underwriting experience (post-closing QC preferred).
Proficient with Second Look or similar audit platforms.
Strong working knowledge of agency guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA) and federal compliance regulations (TRID, ECOA, HMDA, ATR/QM).
Ability to read and interpret loan documentation including 1003, LE/CD, AUS findings, appraisal, title, and insurance.
Excellent written communication and documentation skills - must be able to cite laws and guidelines clearly in findings.
Detail-oriented with strong analytical and problem-solving skills.
Comfortable working in high-volume, deadline-driven environments with changing priorities.
High school diploma required

Nice To Haves

Familiarity with Compliance Ease, Encompass, and Mavent preferred.

Responsibilities

Perform detailed post-closing loan file audits in the Second Look platform to ensure compliance with agency, investor, and regulatory requirements (FHA, VA, USDA, Fannie Mae, Freddie Mac).
Review loan documentation for accuracy and completeness, verifying income, assets, liabilities, disclosures, and closing documentation.
Validate TRID, HMDA, ECOA, and RESPA compliance across loan files.
Identify and document exceptions, cite regulatory and investor references, and provide clear, concise commentary supporting findings.
Communicate with underwriting, closing, and compliance teams to obtain missing documentation and resolve discrepancies.
Contribute to monthly QC metrics and reporting, ensuring exceptions are tracked and remediated within established timelines.
Stay current on agency guideline changes and assist with updates to QC checklists, exhibits, and audit templates.
Participate in calibration sessions and training reviews to maintain consistency across the QC team.
Support ad-hoc targeted or investigative audits (e.g., EPD, rebuttal reviews, or investor repurchase requests).