Property Broker

Howden • Birmingham, AL

2d • Hybrid

About The Position

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 23,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 20,000 employees spanning over 100 countries. Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There’s no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That’s Howden. Howden U.S. Natural Resources is a specialty platform focused on retail brokerage services for the energy and infrastructure industries in the United States. Birmingham and Houston are the servicing offices for our Natural Resources platform. We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down disappointed headhunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. As a Renewable Property Broker in our Natural Resources division, you will be responsible for delivering exceptional marketing results to our U.S.-based clients which have a focus in renewable energy. Working closely with Client Executives/Account Executives, underwriters, and internal support teams, you will manage a portfolio of energy accounts, ensuring all aspects of coverage, renewals, and policy servicing are handled with accuracy and efficiency. Your role is essential in maintaining strong client and market relationships and helping to ensure client satisfaction throughout the insurance lifecycle.

Requirements

• Minimum 5+ years of experience as a broker specializing in renewable energy clients
• Active Property & Casualty insurance license (U.S. state-specific)
• Strong understanding of insurance products and market dynamics
• Exceptional customer service and communication skills, able to explain complex coverages
• Self-motivated, collaborative, action-oriented, strong organizational skills
• Strong attention to detail and priority management
• Proficiency with Microsoft Office applications (Word, Excel, PowerPoint and Outlook)

Responsibilities

• Assist Client Executives/Account Executives by being a technical resource for both prospects and active clients
• Build and maintain strong client relationships through proactive communication and issue resolution.
• Attend client meetings (virtually or in person) as required.
• Maintain and develop relationships with key renewable markets and MGA’s
• Establish and follow renewal protocols 90 days in advance of renewal to manage client expectations
• Confirm any additional information needed (supplemental applications, etc) prior to the information request being sent to the client
• Responsible for and working with a client executive / account executive to develop the renewal strategy for assigned accounts and preparing the Pre-Renewal Strategy Presentation to present to the client
• Request and review client’s exposure information for accuracy prior to submitting it to the market
• Create Coverage Specifications for markets including five years of exposure information
• Review all quotes for accuracy and request full policy/endorsement wording, when needed
• Provide lead terms to the following / quota share and any excess markets
• Schedule renewal update calls on a weekly basis 30 days prior to renewal
• Negotiate the best coverage/price for the client and outline results of the renewal in detail to present to the client
• Ensure any quote subjectivities are met
• Respond quickly to client calls and emails
• Track receipt of policies
• Contract review
• Provide market news/updates to clients throughout the year
• Provide budget guidance

Benefits

• Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
• 401(k) retirement plan
• Flexible Paid Time Off and paid parental leave
• Life and Disability insurance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed