Product Manager – MyPay

Chime Financial, Inc•San Francisco, CA

24d•Onsite

About The Position

We are hiring a strategic Product Manager to own MyPay, Chime’s Earned Wage Access (EWA) product and one of the largest businesses in the company. As the PM for MyPay, you’ll operate with an owner’s mindset—running what is effectively an unofficial P&L—while shaping pricing, product strategy, and execution for a highly visible, revenue-driving product. This is a full-stack product role with significant executive exposure, regulatory complexity, and direct scrutiny from external stakeholders. The base salary offered for this role and level of experience will begin at 207,000 and up to 280,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. Actual compensation may vary based on location, skills, and experience. This role is in-office in San Francisco Monday-Thursday every week.

Requirements

6–10+ years of Product Management experience on consumer-facing, revenue-generating products
Prior ownership of pricing, monetization, or P&L-adjacent responsibilities
Experience operating in regulated environments (FinTech, payments, lending, banking, or adjacent)
A track record of leading complex, cross-functional initiatives with executive-level stakeholders
Strong data fluency, including experimentation, metrics definition, and financial modeling
Experience owning full-stack product surfaces (backend systems + user-facing experiences)
Comfort operating under pressure with high external and internal visibility

Responsibilities

Own the end-to-end product strategy and execution for MyPay, Chime’s EWA product, grounded in deep understanding of member needs, behaviors, and financial realities
Frame ambiguous, high-stakes problems and translate them into clear product bets, hypotheses, and roadmaps
Balance short-term iteration with long-term vision, ensuring the product compounds member trust over time
Act as the unofficial GM of the business, owning pricing, growth, profitability, and long-term roadmap
Partner closely with Finance, Legal, Risk, Compliance, Data, Marketing, Operations, and Engineering on a highly-regulated product surface
Anticipate regulatory change and translate ambiguity into clear product direction and execution plans
Present strategy, results, and tradeoffs to executive leadership with high visibility and accountability
Drive cross-functional alignment across design, engineering, analytics, operations, and marketing

Benefits

Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
Competitive salary based on experience
401k match plus great medical, dental, vision, life, and disability benefits
Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
1% of your time off to support local community organizations of your choice
Annual wellness stipend to use towards eligible wellness related expenses
Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress