Product Lead - Business Money Movement

U.S. Bank National Association • Minneapolis, MN

1d

About The Position

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
Product Managers at U.S. Bank are customer obsessed in driving product visioning, planning and development to deliver on our human + digital product strategy and staying one step ahead of evolving economic, technological, and customer needs.
As a Product Manager, you will:
Identify, analyze and interpret business data using various kinds of techniques to meet business needs and requirements.
Activate the connective tissue between U.S. Bank, customer experience, digital, technology, and business line strategy to identify and prioritize product / portfolio opportunities, and establish the product vision, charter and roadmap.
Defines product outcomes and Objectives and Key Results (OKRs) to prioritize Features/Epics and breaks down work into actionable steps to facilitate product discovery, design, development and delivery.
Manages the end-to-end product lifecycle and drives the product roadmap leveraging OKRs (Objectives and Key Results).
Creates the product in conjunction with agile, experience design, technology and risk partners to achieve business and customer outcomes.
In the case of technical products, understands and cares for the technical features, debt reduction and modernization of the technical product with expertise in the technology required of the product
About the Team/Product(s):
The Product Lead - Business Money Movement is a senior, strategic individual contributor responsible for defining and advancing the enterprise roadmap for money movement capabilities across digital platforms supporting Small Business and Business Banking. This role brings deep domain expertise in payments and money movement and operates with broad influence across Product, Digital, Technology, Treasury Management, Sales, Risk, and Analytics. The role is accountable for shaping strategy that drives client value and revenue growth while ensuring appropriate risk mitigation and regulatory alignment.

Requirements

• Product Management experience

Nice To Haves

• Expertise on the critical interdependencies among product model system elements that help and hinder performance; ability to plan and design solutions that synchronize resources to achieve business results using business metrics, key performance indicators, design systems, service blueprints, and reusability
• Ability to anticipate shifting market priorities, internal and external customer needs in a manner that consistently adds value
• Strong customer centricity to implement strategies and techniques used to ensure that customers have a positive experience with the organization's products and services at every touch point
• Knowledge of technical aspects of software products; ability to design, configure and integrate technical aspects of software products
• Knowledge of Agile ways of working, knowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply knowledge of risk management appropriately to diverse situations
• product PnL
• product strategy, vision and planning
• product discovery
• product development
• channel alignment and management
• adoption
• customer experience research, insight and execution
• agile ways of working
• go to market and sales channels
• performance measurement and optimization
• marketing and analytics
• customer centricity

Responsibilities

• Serve as the senior product lead for money movement capabilities across digital platforms supporting Small Business and Business Banking, including Online Banking and SinglePoint.
• Provide subject matter expertise across payment rails (e.g., ACH, Wires, Real‑Time Payments), including an understanding of the underlying technical and regulatory landscape and emerging industry trends.
• Define and maintain the strategic roadmap for money movement capabilities, guiding prioritization and delivery in partnership with Technology, Treasury & Payment Services, Product Journeys & Delivery, and the Chief Digital Office.
• Partner with Business Banking and Small Business sales leadership to align digital platform capabilities and value propositions to customer segments and go‑to‑market strategy.
• Collaborate with risk and data analytics teams to ensure product strategy supports growth while appropriately managing credit, fraud, and operational risk, including advocating for policy or guideline changes when needed.
• Operate as a senior individual contributor with enterprise‑wide influence, driving alignment across cross‑functional stakeholders.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed