PROCESSOR

Golden Empire Mortgage Inc•Camarillo, CA

3d•$20 - $30•Onsite

About The Position

Ready to be part of a leading mortgage lender that truly puts clients first. At Silver Mortgage Group, A Division of Golden Empire Mortgage, we've been a respected leader in the industry for nearly 40 years, guided by our core belief that our borrowers' interests come first. We're dedicated to providing clients with expert financing advice and believe that everyone deserves access to credit. Our mission is to build long-lasting relationships with borrowers and real estate partners, be an employer of choice with growth opportunities for our team members, and operate as a trustworthy, financially sound enterprise that positively influences our communities. At Golden Empire Mortgage, our LEADER values guide everything: Loyalty to our team, borrowers, and partners. Excellence in all we do. Accountability—we take ownership. Driven for continuous improvement. Engaged to deliver success. Reliability you can count on. If you're passionate about making a real difference in people's lives, delivering exceptional service, and growing your career with a company that truly values its people and its purpose, we invite you to explore opportunities with us. Come join GEM Mortgage and help us empower clients and communities! Job summary Under general supervision of the Branch Manager, the Loan Processor is responsible for preparing mortgage documents for loan approval, advising mortgage lenders of needed documents according to established regulations and procedures and working with the title/escrow company towards “closing” of loan file.

Requirements

2 years experience in processing
Advanced knowledge of processing FHA, VA and Conventional loans preferred.
High School or GED required.
Bilingual in [English/Spanish]
Ability to produce detailed and accurate documents.
Ability to communicate effectively.
Ability to work independently without direct supervision.
Ability to perform work timely and accurately in a fast-paced office environment.
Organizational ability and problem solving critical.
Ability to use various computer software programs required.
Professional telephone skills required.

Responsibilities

Set up new files
Ordering appraisals
Order title commitments, flood certifications, and other property certifications as required
Customer contact regarding conditions required on loan approval
Send for verifications as needed
Process active files for final approval
Re-submit for automated approval after verification of assets and income
After loan approval, call customers and realtors with any conditions
Issue closing instructions to closing department.
Order survey
Order final inspections
Follow up on underwriting conditions still outstanding
Check loan amount, interest rate, etc. in computer for accuracy
Have evidence of POC’s
Constantly monitor lock expirations and close dates
Inform the loan officer immediately of any change in closing date, etc.
Coordinate closings with title/escrow company.
Follow up on missing conditions.
Other duties as assigned.