PROCESSOR

American Pacific Mortgage•Roseville, CA

7d•Remote

About The Position

The Processor is responsible for preparing loan submission received from Loan Officers for underwriting with Q Home Loans. They are also responsible for submitting, tracking, and following up on all documentation required to close loans.

Requirements

Strong knowledge of multiple loan programs including FHA/VA, Conventional, ACCESS, USDA, DU/LP.
At least 5 years mortgage experience
Encompass Experience
Analytical, evaluative, and problem-solving.
Keen attention to detail
ability to work with diverse base of contacts (Loan Officers, clients, agents, lenders, title companies, etc.).
Ability to present ideas in business-friendly and user-friendly language.
Writes clearly and informatively; edits work for spelling and grammar; presents numerical data effectively; able to read and interpret written information.
Ability to work in a team-oriented, collaborative environment.
Is consistently at work and on time, ensures work responsibilities are covered when absent.
Follows instructions, responds to management direction; takes responsibility for own actions; keeps commitments; commits to long hours of work when necessary to reach goals; complete tasks on time or notifies appropriate person with an alternate plan.
Exceptionally self-motivated and directed.
Displays original thinking and creativity; generates suggestions for improving work.
Ability to read and interpret documents and writes routine correspondence. Ability to speak effectively with customers/vendors or other employees.
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent.
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situation.
Sound working knowledge of computer and office software operations and systems such as MSWord, Excel, Outlook, and Calyx POINT.

Responsibilities

Review submissions for completeness of documentation required for loan approval.
Construction loans ,FHA, VA, CONVENTIONAL, DPA, and NON QM Loans.
Prepare/Review Initial Disclosures
Submit all eligible files through DU/DO/LP/GUS for automated approval prior to submitting to APMC or other lending institution.
Point of contact for Loan Officer and/or Borrower
Obtain and review needed documentation for final approval. Follow up and work with Loan Officer/Borrower through funding on any items needed to close loans.
Ensure all borrowers receive final 1003 and MLDS in escrow prior to signing loan docs.
Final HUD 1 Review
Follow through in obtaining broker check and other documentation needed for closing
Close out files after funding to meet the standards of our Quality Control Department, work on any files with missing documentation or those that may need corrections to make sure that all files meet AMPC standards for Quality Control.
Conduct weekly pipeline review meetings with Loan Officers
Maintain current posted turn times and customer service levels
Develop and maintain current procedures for all functions within the Loan Processor position
Additional projects as assigned.