Private Bank Pricing Profitability Analyst

Citizens • Boston, MA

12h • Hybrid

About The Position

The Private Bank Pricing & Profitability Analyst provides advanced analytical and modeling support to the Private Bank Pricing & Profitability team. This role is responsible for building, maintaining, and testing pricing and profitability models; producing competitive and performance analytics; and supporting pricing governance and reporting processes. The Analyst works closely with Pricing & Profitability Managers, Finance, Product, and Risk partners to ensure pricing assumptions are accurate, well-documented, and supported by rigorous data analysis. This role does not set pricing strategy or approve pricing decisions, but plays a critical role in enabling disciplined, data-driven pricing outcomes across the Private Bank’s lending and deposit products.

Requirements

• Experience in analytics, pricing, profitability, finance, or related roles within banking or financial services.
• Strong quantitative and analytical skills; ability to work with large, complex data sets.
• Experience with Excel, SQL, BI tools, or other analytics platforms as applicable.
• Strong attention to detail and documentation discipline.
• Ability to translate complex analysis into clear insights for senior stakeholders.
• Collaborative mindset and comfort working in a regulated, governance-driven environment.

Responsibilities

• Build, maintain, and enhance pricing and profitability models for Private Bank lending and deposit products.
• Perform detailed analysis of balances, yields, spreads, margins, returns, and client-level economics.
• Support development of pricing pro formas and what-if analyses for new initiatives and pricing changes.
• Perform back-testing of pricing assumptions, approved deals, and modeled outcomes versus actual performance.
• Identify variances, trends, and root causes; summarize findings for Pricing & Profitability Managers.
• Maintain clear documentation of assumptions, methodologies, and supporting data sources.
• Gather and organize competitive pricing data across markets, products, and client segments.
• Support analysis of competitive positioning and pricing dispersion.
• Monitor market trends that may influence Private Bank pricing strategies.
• Produce recurring and ad-hoc reports and dashboards supporting pricing, profitability, and portfolio performance.
• Prepare analytical content for pricing committees, governance forums, and executive presentations.
• Ensure metrics and reporting are accurate, consistent, and aligned with approved methodologies.
• Support pricing governance processes by preparing data, analysis, and documentation required for approvals.
• Assist with model risk management, audit requests, and validation documentation.
• Ensure analytical processes comply with established controls, policies, and documentation standards.
• Partner with Finance, Risk, Product, and Operations teams to source data and validate analytical outputs.
• Support Pricing & Profitability Managers as the primary analytical contributor on cross-functional initiatives.
• Contribute to continuous improvement of pricing analytics tools, models, and processes.

Benefits

• competitive pay
• comprehensive medical, dental and vision coverage
• retirement benefits
• maternity/paternity leave
• flexible work arrangements
• education reimbursement
• wellness programs
• paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 5,001-10,000 employees