Principal Consumer Credit Examiner

State of Maine • Gardiner, ME

1d • $61,942 - $87,464

About The Position

Make a difference in public safety and professional accountability across Maine. The Maine Bureau of Consumer Credit Protection is seeking a Principal Consumer Credit Examiner to play a key role in protecting the public by examining finance companies and money transmitters for violations of applicable laws. If you enjoy complex work, and bringing enforcement actions this role offers meaningful impact and variety every day. In this position, you’ll help ensure that consumers who borrow money to buy automobiles, homes and other consumer goods are treated fairly. As a Principal Examiner, you will provide supervision and training to consumer credit examiners.

Requirements

• The successful candidate will be detail-oriented and comfortable working in a regulatory environment.
• Experience creating and following examination procedures
• Knowledge of Maine consumer lending laws, or the ability to quickly learn this material.
• Strong organizational skills and advanced written and verbal communication abilities.
• The ability to analyze financial statements.
• Comfort learning and using multiple computer systems and applications.
• Ability to teach and supervise examiners
• Four (4) years experience in the examination of consumer credit institution policies and practices and a Bachelors Degree in Business Administration, Accounting, or related field.
• Comparable work experience may be substituted for educational requirements on a year-for-year basis.

Nice To Haves

• Experience in administrative enforcement actions.
• Experience with cyber security, crypto currency or fintech companies

Responsibilities

• Conducting examinations of consumer lenders.
• Training and supervising staff in the conduct of examinations of lenders, including meeting with company representatives, drafting examination reports and conducting exit interviews
• Identifying violations of applicable laws and bringing appropriate cases to the Attorney General’s office for possible legal action.
• Interpreting statutes and recommending amendments where needed.
• Ensuring compliance with state laws, rules, confidentiality standards, and information security policies.

Benefits

• Work-Life Fit – Rest is essential. Take time for yourself using 13 paid holidays, 12 days of sick leave, and 3+ weeks of vacation leave annually. Vacation leave accrual increases with years of service, and overtime-exempt employees receive personal leave.
• Health Insurance Coverage – The State of Maine pays 85%-95% of employee-only premiums ($11,196.96 - $12,514.32 annual value), depending on salary. Use this chart to find the premium costs for you and your family, including the percentage of dependent coverage paid by the State.
• Dental Insurance – The State of Maine pays 100% of employee-only dental premiums ($387.92 annual value).
• Retirement Plan – The State contributes the equivalent of 13.29% of the employee's pay towards the Maine Public Employees Retirement System (MainePERS) for MSEA, or 18.09% for Confidential employees.
• State employees are eligible for an extensive and highly competitive benefits package, covering many aspects of wellness. Learn about additional wellness benefits for State employees from the Office of Employee Health and Wellness.

What This Job Offers

• Job Type: Full-time
• Career Level: Principal