Portfolio Monitoring Manager

Capital Farm Credit • Round Rock, TX

1d • Onsite

About The Position

Responsible for overseeing the performance and monitoring of borrowing bases and compliance certificates within the commercial and retail credit portfolios. This role involves managing a team of monitoring analysts, ensuring accurate borrowing base and compliance certificate monitoring, and providing insights to support strategic decision-making and risk management. The ideal candidate will possess strong analytical skills, a deep understanding of credit risk, and the ability to communicate complex data effectively.

Requirements

• Five (5) years of experience in commercial credit analysis, portfolio management, or related roles, with at least two (2) years in a managerial capacity.
• Strong understanding of credit risk principles and commercial lending practices, including creating and monitoring of a borrowing base and compliance certificate.
• Proficiency in data analysis tools and software (e.g., Excel, SQL, or financial modeling software).
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication and interpersonal skills, with the ability to present complex information clearly to various audiences.
• Ability to work effectively in a fast paced, team-oriented environment.
• Strong ability to analyze financial data, identify trends, and make data-driven decisions.
• Deep understanding of credit risk principles and commercial lending practices.
• Experience in managing and mentoring a team, fostering collaboration, and driving performance.
• Excellent verbal and written communication skills to present complex information clearly to various stakeholders.
• Strong critical thinking and problem-solving abilities to address portfolio issues and risks.
• Proficiency in financial analysis, including understanding financial statements and credit metrics.
• Familiarity with regulatory requirements related to commercial credit and risk management.
• Experience with data analysis tools and software (e.g., Excel or financial modeling software).
• Meticulous attention to detail to ensure accuracy in analysis and reporting.
• Ability to manage multiple projects and priorities in a fast-paced environment.

Responsibilities

• Lead, mentor, and develop a team of portfolio monitoring analysts to ensure high-quality analysis and reporting.
• Oversee the ongoing analysis of retail and commercial credit portfolios, including performance tracking, risk assessment, and trend identification.
• Identify potential risks and emerging issues within the portfolio and develop strategies to mitigate these risks.
• Prepare and present comprehensive reports and presentations on portfolio performance, credit quality, and risk exposure to senior management and stakeholders.
• Work closely with credit underwriting, risk management, and business units to ensure alignment on portfolio strategies and risk policies.
• Ensure the accuracy and integrity of data used for analysis and reporting; implement best practices for data management.
• Ensure all portfolio monitoring activities comply with relevant regulatory requirements and internal policies.
• Identify opportunities for process improvements within the portfolio monitoring function to enhance efficiency and effectiveness.

Benefits

• Incentive Program: Company-wide, goals-based rewards.
• Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually.
• Retirement: 401(k) with up to 9% employer contribution/match.
• Health Coverage: Affordable medical, dental, and vision plans.
• Parental Leave: 8 weeks of paid parental leave.
• Life & Disability Insurance: Employer-paid coverage.
• Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Number of Employees: 501-1,000 employees