Portfolio Manager

QCR Holdings, Inc.•Cedar Rapids, IA

38m•Onsite

About The Position

The Portfolio Manager I is responsible for oversight of a commercial loan portfolio including client service, underwriting, and internal servicing and monitoring. Contributes to client relationships by providing consistent quality level of service.

Requirements

Bachelor’s degree in accounting, business, finance, or related field preferred.
Minimum of 2 years’ experience in credit analysis, commercial banking, or other relevant banking experience.
Proficient in MS Office products (Word, Excel, Power Point)
Strong verbal, written and interpersonal communication skills.
Strong math skills, and ability to organize and analyze complex financial information.
Ability to develop and maintain internal and external relationships.
Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner.
Capability to work independently in a fast-paced environment with minimal supervision.

Responsibilities

Assist Loan Officers with timely and accurate completion of commercial credit presentations, including analysis of appropriate data per credit policy, bank procedures, and regulatory requirements.
Provide assistance in the pre-closing and post-closing due diligence as required by Loan Policy, the loan approval, and/or other interests such as SBA or USDA.
Monitor compliance with loan agreements by working with the Commercial Bankers and clients to ensure timely receipt and review of financials, covenant compliance, and other loan agreement conditions.
Serve as a back-up to the Commercial Bankers as appropriate, including attending Loan Committee, handling client service issues, and coordination/handling of loan closings.
Responsible for internal portfolio management processes including monitoring and performing appropriate action related to past dues and maturing loans, communicating with participant banks, and working with internal and external auditors.
Assist the department with special projects and reporting as assigned.
Provide timely and effective responses to servicing needs.
Complete all required training and comply with all company or regulatory policies, procedures and requirements that are applicable to this position.
Foster and preserve a culture of diversity, equity, and inclusion.
Additional duties and responsibilities may be required to support the company’s mission, vision and values.