Portfolio Manager

SOUTHERN BANK•Cape Girardeau, MO

9d•Onsite

About The Position

Manage commercial credit relationships in support of the assigned loan officer. Work with assigned loan officer on new loan requests, renewals, modifications, collection of financial documents. EXPECTATIONS OF ALL SOUTHERN BANK TEAM MEMBERS Southern Bank team members are a family, rooted in the communities we serve and working together to be the best in our industry, utilizing innovative ideas and strong products. The Southern Bank Patch illustrates these ideals. Ensures the confidentiality of customer non-public personal information and secures information systems to comply with bank regulations.

Requirements

Excellent organizational, managerial and interpersonal skills
Strong analytical skills
Excellent oral and written communication skills
Bachelor’s degree in business or finance. (Credit/loan experience may be considered in lieu thereof.)
Two to five years’ experience with lending or commensurate experience.

Responsibilities

Manage commercial relationships
Act as point of contact for borrowers
Prepare loan presentations for new requests, modifications and renewals
Monitor construction loans in the portfolio
Work with loan coordinators on loan closings
Work effectively with coordinators, credit department, loan operations
Present credit packages to loan committee
Work with loan officer to grow the loan portfolio
Analyze financial statements, assess creditworthiness, and recommend loan structures
Make recommendations to management regarding product improvement or changes
Refer depository and other business lines from customer base to the Branch Retail Manager.