Portfolio Analytics & Strategy Analyst Senior - Balance Sheet Analytics & Modeling

PNC Bank • Pittsburgh, PA

4d • $55,000 - $146,900 • Onsite

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Analyst Senior within PNC's Balance Sheet Analytics & Modeling organization. This opening will support PNC's Wholesale - Commercial Credit Analytics team. You will be based in Pittsburgh, PA, Cleveland, OH, Wilmington, DE, or Tyson's Corner, VA. The position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Job Overview: PNC is seeking a Portfolio Analytics & Strategy Analyst Sr for the Commercial Credit Analytics team within the Balance Sheet Analytics & Modeling group. This position will provide analytical support in the implementation, monitoring and maintenance of regulatory compliant quantitative risk measurement models such as PD, LGD and EAD among others for the wholesale portfolios in the bank. These models along with other commercial lending related functionalities are implemented and executed on the Pega based Risk Rating Platform (RRP). Contribute in the development, compilation and maintenance of deliverables across all project phases (inception through user acceptance testing) Assist with identifying and optimally defining process flows and user interface use cases and requirements. Participate in business sessions to facilitate requirement gathering (to include documentation and the ability to ask the right questions). Ensure delivered work product meets/performs to functional requirements based on business requirements defined and approved by key stakeholders. Participate as a member of the testing team in both unit and user acceptance testing phases. Demonstrate an understanding of the project scope change control process and procedures. Assist in performing data analysis, creating reports and visualizations. Must be able to work in a fast-paced, ever-changing environment with multiple priorities/projects

Requirements

• Minimum of BA/BS degree, and 3+ years of professional experience, or a Master’s degree and 1-2 years of professional experience.
• Analytical aptitude and critical thinking
• Experience in analysis, requirement gathering, design, software development lifecycle and large scale enterprise application systems.
• Ability to learn complex material quickly, allocate time efficiently; handle multiple projects and deliverables concurrently, while managing competing priorities.
• Strong communication, interpersonal, time management and organizational skills.
• Knowledge of Microsoft Office Products including Word, Excel, Access.
• Working knowledge of database programming languages such as SQL, SAS, Python (preferred), etc.
• Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
• Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Nice To Haves

• Experience with Pega technology is a plus.
• Analytical Thinking
• Credit Risks
• Data Analytics
• Financial Analysis
• Model Development
• Operational Risks
• Quantitative Models
• Risk Appetite
• Certifications are often desired.

Responsibilities

• Provide analytical support in the implementation, monitoring and maintenance of regulatory compliant quantitative risk measurement models such as PD, LGD and EAD among others for the wholesale portfolios in the bank.
• Contribute in the development, compilation and maintenance of deliverables across all project phases (inception through user acceptance testing)
• Assist with identifying and optimally defining process flows and user interface use cases and requirements.
• Participate in business sessions to facilitate requirement gathering (to include documentation and the ability to ask the right questions).
• Ensure delivered work product meets/performs to functional requirements based on business requirements defined and approved by key stakeholders.
• Participate as a member of the testing team in both unit and user acceptance testing phases.
• Demonstrate an understanding of the project scope change control process and procedures.
• Assist in performing data analysis, creating reports and visualizations.
• Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance.
• Establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk.
• Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
• Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies.
• Designs / enhances standard reporting suites for regular product / portfolio reviews.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.
• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes.
• Responsible for running complex business performance, risk and operational analytics.
• May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
• Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions.

Benefits

• PNC offers a comprehensive range of benefits to help meet your needs now and in the future.
• Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
• In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
• To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards .

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level