Portfolio Analyst

Banc of California • Denver, CO

11h

About The Position

Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34
billion in assets and the parent company of Banc of California. Banc of
California is one of the nation’s premier relationship-based business banks,
providing banking and treasury management services to small, middle market, and
venture backed businesses. As the largest independent bank headquartered in
California, the bank offers a broad range of loan and deposit products and
services through a network of full-service branches and regional offices, as
well as through digital and nationwide capabilities. The bank also provides
full-service payment processing solutions to its clients and serves the
Community Association Management industry nationwide through its technology
forward platform, SmartStreet™. Banc of California is committed to supporting
its local communities through the Banc of California Charitable Foundation and
by partnering with organizations that promote financial literacy, job training,
small business support, affordable housing, and more.

At Banc of California, our success is powered by our people and a shared
commitment to delivering meaningful results. We foster an environment where
entrepreneurial thinking is encouraged, and accountability and operational
excellence are expected. Our team members are empowered to take ownership, make
informed decisions, and make a meaningful impact as the bank continues to grow
and evolve. We are dedicated to supporting your growth and wellbeing through
comprehensive benefits, robust development opportunities, and inclusive programs
that enable you to perform at your best. Together we win!

The Portfolio Analyst role is responsible for monitoring the performance of
borrowers, identifying deviations from expected performance, and raising credit
concerns to the portfolio team. The Portfolio Analyst should strive to
understand the client’s operating performance and needs, and work to build
strong working relationships both internally and externally. Performs all duties
in accordance with the Company’s policies and procedures, all U.S. state and
federal laws and regulations, wherein the Company operates.

Requirements

• Ability to analyze financial statements (profit and loss, balance sheet, and cash flow statements)
• Ability to multi-task in a fast paced environment
• Strong analytical skills and resourcefulness necessary to complete in-depth industry and market analyses
• Strong interpersonal, writing and oral communication skills
• Comfortable interacting directly with clients
• Above average knowledge of MS Word and Excel
• “Self-Starter”
• Candidate must have great attention to detail
• Bachelor’s Degree and/or relevant work experience or training
• High School diploma or equivalent required

Nice To Haves

• 1-2 years related experience or public accounting

Responsibilities

• Conduct financial analysis of credit and collateral of borrowers, with an emphasis on data collection and analysis.
• Validate borrower compliance based on the Loan & Security Agreement.
• Perform financial, operational, valuation, and transactional analyses.
• Assist in underwriting modifications or renewals for borrowers, and help present deals to credit committee.
• Complete borrower risk assessments.
• Maintain data integrity in internal bank systems related to financials or other key information.
• Produce internal deliverables.
• Collaborate with management teams of portfolio companies to understand performance and financial needs.
• Travel to client sites.
• Follow all established policies and procedures.
• Perform other duties and projects as assigned.

Benefits

• Financial Security: You will be eligible to participate in the company’s 401k plan which includes a company match and immediate vesting.
• Health & Well-Being: We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).
• Building & Supporting Your Family: Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.
• Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off.
• Career Growth Opportunities: To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 501-1,000 employees