Portfolio Analyst

Banc Of California • Durham, NC

3d

About The Position

The Portfolio Analyst role is responsible for monitoring the performance of borrowers, identifying deviations from expected performance, and raising credit concerns to the portfolio team. The Portfolio Analyst should strive to understand the client's operating performance and needs, and work to build strong working relationships both internally and externally. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

Requirements

• Ability to analyze financial statements (profit and loss, balance sheet, and cash flow statements)
• Ability to multi-task in a fast paced environment
• Strong analytical skills and resourcefulness necessary to complete in-depth industry and market analyses
• Strong interpersonal, writing and oral communication skills
• Comfortable interacting directly with clients
• Above average knowledge of MS Word and Excel
• “Self-Starter”
• Candidate must have great attention to detail
• Bachelor's Degree and/or relevant work experience or training

Nice To Haves

• 1-2 years related experience or public accounting

Responsibilities

• Conduct financial analysis of credit and collateral of borrowers, with an emphasis on data collection and analysis.
• Validate borrower compliance based on the Loan & Security Agreement.
• Perform financial, operational, valuation, and transactional analyses.
• Assist in underwriting modifications or renewals for borrowers, and help present deals to credit committee.
• Complete borrower risk assessments.
• Maintain data integrity in internal bank systems related to financials or other key information.
• Produce internal deliverables.
• Collaborate with management teams of portfolio companies to understand performance and financial needs.
• Travel to client sites.
• Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions.
• Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.
• Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values.
• Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions.
• The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct.
• Performs other duties and projects as assigned.

Benefits

• Financial Security: You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting.
• Health & Well-Being: We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).
• Building & Supporting Your Family: Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.
• Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off.
• Career Growth Opportunities: To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level