Portfolio Analyst I - Greenway

Stellar Bank • Houston, TX

5d

About The Position

The Portfolio Analysis team is responsible for monitoring the health and performance of the bank’s existing commercial and corporate loan portfolio. Their work ensures that loans continue to meet risk standards after origination, providing early identification of potential issues and supporting proactive risk management. Portfolio Analysts review financial updates, track covenant compliance, and assess changes in borrower performance or market conditions. They also update risk ratings, analyze trends, and collaborate with Relationship Managers to address concerns or recommend adjustments. By maintaining a clear, ongoing view of portfolio quality, this team helps protect the bank from emerging risks while supporting client relationships and long-term stability. Their role is essential to sustaining credit quality and ensuring that growth remains balanced with prudent oversight. Portfolio Analyst I supports the ongoing management of commercial loan portfolios, focusing on renewals and compliance monitoring under close supervision. This role ensures that financial reporting, covenant compliance, and collateral records are accurate and up to date in Abrigo Sageworks and related systems. Analysts handle routine tasks such as setting up ticklers, reviewing borrowing base certificates, and updating risk ratings. By maintaining timely and accurate portfolio data, this position helps safeguard credit quality and supports Relationship Managers in managing client relationships effectively.

Requirements

• Associate degree in finance or related field (Bachelor’s preferred).
• 0–1 year in credit or portfolio support.
• Basic understanding of financial statements and loan documentation.
• Familiarity with credit systems (Abrigo Sageworks preferred).
• Strong attention to detail and organizational skills.
• Ability to follow structured processes.
• Effective communication for team collaboration.

Responsibilities

• Set up financial and covenant ticklers in Abrigo Sageworks per credit approval.
• Review submitted financial statements and update tickler status.
• Assist with borrowing base and collateral updates for initial draws and renewals.
• Record covenant compliance and update risk rating components.
• Initiate annual review workflows and update narratives under supervision.
• Ensure accurate documentation of tickler extensions and waivers.
• Compliance with any and all BSA/AML/CFT and Sanctions requirements set forth by Bank Policy and Procedure, including but not limited to timely completion of assigned training.
• The position performs duties specific to the position and other functions as assigned by management.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree