Personal Lines Account Executive
About The Position
Foundation Risk Partners, one of the fastest growing insurance brokerage and consulting firms in the US, is adding a Personal Lines Account Executive to their Owens Insurance Group team in Englewood Cliffs, New Jersey. Job Summary: We are seeking an experienced and client-focused Personal Insurance Account Executive to join our dynamic team. This role is ideal for a polished insurance professional who excels in relationship management and enjoys handling complex personal lines accounts. As a Personal Insurance Account Executive, you will serve as the primary point of contact for an assigned book of business, ensuring every client receives a high level of attention and a comprehensive, accurate insurance program that evolves with their needs. You will partner closely with Producers, Account Managers, and carriers to deliver exceptional service and maintain strong client retention.
Requirements
- Exceptional customer service skills, including empathy and professionalism.
- Strong organizational and time-management abilities.
- High attention to detail and accuracy.
- Creative problem solver and collaborative thinker.
- Ability to delegate effectively.
- Resourceful and results-oriented.
- Active NJ or NY Property & Casualty License required.
- Minimum 3+ years of Personal Lines Account Executive experience.
- Minimum 2 years’ experience with high‑net‑worth carriers (e.g., Chubb, AIG, PURE, Cincinnati, Berkley One).
- Proficiency with Microsoft Office 365 and HNW carrier portals.
Nice To Haves
- Bachelor’s degree preferred.
- Experience with Applied EPIC preferred.
- Willingness to pursue an insurance designation as required by agency standards.
Responsibilities
- Serve as the lead advisor for a designated book of personal lines clients, including high‑net‑worth accounts.
- Conduct timely coverage reviews, risk assessments, and re-markets to ensure policies align with client needs.
- Manage the full policy lifecycle: quoting, marketing, endorsements, cancellations, reinstatements, and claims advocacy.
- Deliver exceptional service to all clients with timely, accurate communication (same-day call return standard).
- Identify cross-sell opportunities, round accounts at renewal, and communicate coverage recommendations effectively.
- Serve as a knowledgeable resource for a range of personal risk profiles, including complex or specialty placements.
- Prepare proposals, summaries of insurance, and renewal presentations.
- Partner with Commercial Lines and Life & Health Departments, Producers and other FRP agents, on new business development, cross‑sell opportunities, and client onboarding.
- Review carrier products and contracts regularly to stay informed of updates.
- Mentor newer team members and contribute to a collaborative Personal Lines
- Maintain departmental procedures to be consistently current and update carrier Rate Charts as necessary.
- Department liaison with ReSourcePro.
- Participate in networking events and carrier seminars.
- Perform additional projects or duties as assigned by management.
Benefits
- FRP offers a comprehensive range of health-related benefit options including medical, vision, and dental.
- We offer a 401(k) with company match, company paid life insurance, STD, LTD and a generous PTO policy starting at 18 days per year plus 10 paid holidays & 2 floating holidays!
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
