Personal Line Underwriter - HYBRID

DB Insurance Co., Ltd. • Honolulu, HI

6d • $50,000 - $100,000 • Hybrid

About The Position

We’re seeking a Personal Lines Underwriter to join our team and make an impact! With 5+ years of expertise in Homeowners, Dwelling Fire, Automobile, and Umbrella, you’ll play a key role in driving growth, ensuring profitability, and managing strong agency relationships. If you’re ready to bring your skills, energy, and motivation to a team that values collaboration and results, we’d love to hear from you!

Requirements

• Minimum 5+ years of experience in underwriting Homeowners, Dwelling Fire, Automobile, and Umbrella
• Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience
• Strong analytical and decision-making skills, with a solid understanding of underwriting principles
• Excellent communication skills, with the ability to work collaboratively with agents and internal teams
• Ability to collaborate effectively with cross-functional teams to meet goals
• Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software

Nice To Haves

• Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus

Responsibilities

• Underwrite and manage a portfolio of Personal Lines policies, ensuring compliance with company guidelines and regulatory requirements
• Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
• Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
• Develop and maintain strong working relationships with assigned agencies within the territory to drive business growth
• Work closely with other team members and management to achieve monthly and annual branch goals
• Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
• Build and maintain strong agency relationships to foster growth and support business development efforts
• Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
• Review data accuracy and prepare monthly closing reports for each product line

Benefits

• Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company
• Paid time off and sick leave
• 13 Annual paid holidays
• 401(k) plan with up to 4% company match
• Fringe Benefit reimbursements
• Job-related training reimbursement
• Casual dress code
• Hybrid after 1 year of employment

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees