Personal Banker Associate II

Fifth Third Bank • Marine City, MI

1d • Onsite

About The Position

Selected candidates are intended to become a Retail Personal Banker II after completing a 4-8 week on-boarding and education program that includes rotations in Operations and Sales & Service. A certification at the conclusion of the program will provide selected candidates the opportunity to demonstrate skills necessary to successfully perform a role within the Retail Personal Banker job family. The Retail Personal Banker II role is a sales position with a primary focus on sales development and relationship building through the promotion of deposits, loans, fee-based services and the retention of customers. This role is responsible for selling a full range of banking products and services to meet existing and prospective customer's needs, while providing specialized care and service. The position requires utilizing and promoting the consultative sales and service process, using prescribed tools and interacting with staff for referral activity. The individual is responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following defined policies and procedures. They are accountable for always doing the right thing for customers and colleagues, ensuring actions and behaviors drive a positive customer experience, and achieving results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types while operating within the Bank's risk appetite.

Requirements

• College degree or work experience providing transferrable skills or combination of education and experience
• Demonstrated ability to develop comfort level with sales activities designed to acquire new consumer household and small business customers and/or cross-sell to established customers
• Must be able to demonstrate understanding of advanced math functions that will allow for analysis of credit and financial information
• Ability to professionally represent Fifth Third Bank in terms of appearance and verbal/written communication
• Demonstrated ability to develop a working knowledge of Retail policies and procedures in order to utilize good judgment in making sound decisions
• This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS)

Nice To Haves

• Experience in the financial industry preferred

Responsibilities

• Use the consultative sales process and Financial Needs Assessment to build a thorough customer profile and identify current and future financial needs
• Maintain an in-depth knowledge of Retail consumer and small business products/services and recommend appropriate solutions using our value proposition
• Utilize CAMP and other approved Marketing tools to proactively reach out to customers and set appointments for periodic financial reviews
• Primarily focus on cross-selling to existing customer base and engaging in outside sales activities (i.e. Membership Advantage onsite presentations, business sales calls, community financial literacy events, etc.) as directed
• Establish close working relationships with assigned Business Partners (Mortgage, Small Business, Commercial and Investment), referring customers when appropriate to provide timely, and holistic financial solutions
• Consistently meet/exceed customer experience and individual/team production goals and enhance year-over-year revenue growth as measured by the Financial Center P&L
• Provide guidance to CSRs with respect to the sales and referral process
• Promote customer satisfaction with a friendly, helpful demeanor and professionalism
• Act with confidence by answering customer questions and owning customer issues
• Maintain a position of trust and responsibility by keeping all business confidential
• Follow the Bancorp Code of Business Conduct and Ethics and other related policies, maintaining ethical behavior at all times
• Adhere to established policies and procedures while opening/servicing the full range of Retail products
• Participate in the consumer loan and bankcard process, owning sourced loans from application through closing
• Participate in the opening/closing process of the Financial Center or Bank Mart as directed by the Financial Center Manager
• Keep up to date on Retail procedures in place to mitigate fraudulent activity and unnecessary risk or exposure

Benefits

• Comprehensive benefits
• Differentiated compensation offerings
• Extensive benefits programs designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees