Payments Trade Business Management- Balance Sheet & Capital Strategy Lead - Vice President

JPMorgan Chase & Co. • New York, NY

4d

About The Position

Join a high-impact team shaping how we deploy capital across Trade & Working
Capital. You will partner across Treasury, Risk, Product, and the business to
deliver data-driven insights, modernize financial processes, and elevate
decisions that drive performance for our clients and our firm.

As a Balance Sheet and Capital Strategy Lead in Trade & Working Capital Business
Management within Finance & Business Management (F&BM) for J.P. Morgan Payments
in the Commercial & Investment Bank, you lead portfolio-level balance sheet,
capital, liquidity, and funding strategy. You will design resilient planning
frameworks, build advanced analytics, and deliver executive-ready insights that
improve profitability, strengthen risk management, and meet regulatory
expectations. You will also drive digital transformation to automate and scale
portfolio financial processes and reporting.

Requirements

• Bachelor’s degree.
• 10 years of relevant experience in finance, business management, financial analysis, strategy, banking, or related functions.
• Expertise in scenario planning, stress testing, and regulatory frameworks (CCAR, CECL).
• Ability to develop product knowledge across the lending suite, with focus on capital and liquidity requirements.
• Advanced analytics skills leveraging data for predictive and scenario-based insights.
• Strong project management experience leading complex, cross-functional initiatives.
• Demonstrated leadership in automation and digital transformation within finance functions.
• Proven collaboration and influence skills across business and functional stakeholders.
• Strong attention to detail and problem-solving skills, with experience managing and leveraging data for analytics and reporting.
• Excellent written and verbal communication skills, including executive-level presentations.
• High proficiency in Microsoft Excel and PowerPoint; experience with analytics tools such as Tableau, Alteryx, Qlik, and Python.

Nice To Haves

• Advanced degree (e.g., MBA, MS in Finance or related).
• Experience in capital planning, treasury, risk management, and business strategy within a banking environment.
• Ability to adapt quickly to changing business needs and priorities.

Responsibilities

• Lead balance sheet, capital, liquidity, and funding optimization for the Trade & Working Capital lending portfolio to improve profitability, pricing, and competitive positioning.
• Design and execute scenario planning and balance sheet frameworks to assess portfolio resilience and inform strategic decisions.
• Build advanced analytics and automated dashboards to monitor exposures, forecast performance, and deliver actionable insights.
• Produce executive-ready financial reporting and analysis for business reviews, strategy discussions, and regulatory deliverables.
• Integrate risk appetite and regulatory requirements, including Comprehensive Capital Analysis and Review (CCAR) and Current Expected Credit Losses (CECL), in partnership with Risk and Finance.
• Partner with Treasury, Product, and Credit Product & Delivery to shape profitability tools, pricing constructs, and related reporting.
• Conduct competitor benchmarking, market trend analysis, and performance assessments to inform portfolio and pricing strategies.
• Drive digital transformation to automate portfolio financial processes, enhancing oversight, transparency, and decision-making.
• Support portfolio and credit management priorities to optimize returns and enable sustainable growth.
• Manage senior stakeholder relationships and advise the Head of Portfolio and Credit on strategy and execution.

Benefits

• We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level