Payment Specialist I - Physical

SCCU Career • Melbourne, FL

1d • $18 - $19 • Onsite

About The Position

At Space Coast Credit Union (SCCU) , our members are at the heart of everything we do. Since 1951, we’ve been committed to delivering financial services founded on integrity and a people-first philosophy. As a Payment Specialist I -Physical you will ensure that members checks and lockbox/mail payments are processed accurately, in a timely manner, and comply with procedural and regulatory standards. This role has a nominal budgetary impact, operates under direct supervision, requiring sound analysis and research skills to determine solutions. Why Join SCCU? Member-Focused Mission : Be part of a not-for-profit organization that reinvests in its members. Flexible Schedule Options Career Growth : We prioritize internal promotions and offer on-the-job training.

Requirements

• High school diploma, GED or equivalent required.
• 1 year of related experience in check or cash handling.
• Financial institution with specific experience in Item Processing preferred

Responsibilities

• Processes all incoming mail deposits and loan payments.
• Reviews all available account information and verifies the accuracy of each transaction to ensure proper account processing.
• Processes chargebacks in a timely manner to reduce Credit Union exposure to loss.
• Processes debits to members accounts for returned deposit items.
• Prepares and mails notification package to members.
• Processes deposit batches from SCCU HQ departments through branch capture and reconcile totals for each department’s daily deposit reports.
• Balances monetary instruments and daily work and “cash drawer” to ensure member account integrity.
• Assists with research requests such as proof of payment, copies of checks, and verification of payments.
• Responsible for conducting OFAC reviews and determining the need for further review with BSA.
• Reviews of physical checks for fraudulent activity and reports activity to Fraud Management.
• Ensures compliance with credit union policies and procedures, Federal Reserve Operating Circular 3.
• Remains knowledgeable and current in all aspects of Regulation CC, Regulation D, Regulation E, Bank Secrecy Act, Money Laundering and OFAC compliance.
• Additional training and certifications will be completed as required.

Benefits

• Health & Wellness: Medical, dental, and vision insurance, plus an Employee Assistance Program.
• Financial Perks: 401(k) match (5%), HSA match, and SCCU-paid insurance (short/long-term disability, life insurance).
• Education Support: Tuition reimbursement after one year of service.
• Generous Time Off: 20+ days of PTO, birthday PTO, and 11 federal holidays.
• Exclusive Discounts: Lower rates on loans, credit cards, and no fee SCCU accounts!

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED