Originator Senior

PNC

11d • $92,000 - $165,600 • Onsite

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Originator Sr. within PNC's Commercial Real Estate organization, you will be based in Denver, CO. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description Originates multifamily investments, interim and permanent loans, for conventional and affordable rental housing that qualifies for low-income tax credits and/or permanent loans which may qualify for sale to government-sponsored entities. Evaluates, structures and negotiates terms for investments, interim and permanent loans, for conventional and affordable rental housing. Identifies the appropriate customer base and develops and implements a marketing strategy and plan. Solicits new and manage existing relationships with developers and owners. Monitors markets and competitors. This may include engagement with critical actors such as state allocating agencies and other agencies. Maintains an understanding of agency and/or federal requirements and structures on transactions, programs, products and structures. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Requirements

• Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
• Roles at this level typically require a university / college degree.
• Industry relevant experience is typically 8+ years.
• Specific certifications are often required.
• In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Nice To Haves

• Capital Management
• Consumer Lending
• Credit Assessment
• Economic Policy
• Innovation
• Investments
• Loan Agreements
• Results-Oriented
• Structuring
• Higher level education such as a Masters degree, PhD, or certifications is desirable.

Responsibilities

• Originates multifamily investments, interim and permanent loans, for conventional and affordable rental housing that qualifies for low-income tax credits and/or permanent loans which may qualify for sale to government-sponsored entities.
• Evaluates, structures and negotiates terms for investments, interim and permanent loans, for conventional and affordable rental housing.
• Identifies the appropriate customer base and develops and implements a marketing strategy and plan.
• Solicits new and manage existing relationships with developers and owners.
• Monitors markets and competitors. This may include engagement with critical actors such as state allocating agencies and other agencies.
• Maintains an understanding of agency and/or federal requirements and structures on transactions, programs, products and structures.

Benefits

• PNC offers a comprehensive range of benefits to help meet your needs now and in the future.
• Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
• In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees