Mortgage Underwriter, Homeownership & Housing Preservation - Department of Housing & Community Development

Baltimore City•Baltimore, MD

1d•Onsite

About The Position

Welcome to the City of Baltimore! Experience the reward of a fulfilling career and enjoy the added element of excitement in a vibrant, diverse atmosphere. The City of Baltimore offers limitless opportunities to help drive social impact, both on the job and in the community, while serving its citizens. Join us in making Baltimore a great place to live and work. In the City of Baltimore, we hire great people and provide them with the skills and opportunities to grow toward their career aspirations. If you are looking for a career change or interested in learning more, explore our opportunities and benefits programs. We are excited to have you as a part of the City of Baltimore Team! The city offers medical, prescription drug, dental, vision, optional life, AD&D, and FSA plans. This office also supplies wellness programs, support groups, and workshops. Job Summary: A Mortgage Underwriter evaluates loan applications and supporting documents that may include income statements, tax returns, credit reports, and employment history. Work of this class does not involve supervisory duties or responsibilities. Incumbents receive general supervision from an administrative superior. Employees in this class work a conventional workweek. Work is performed in an office where working conditions are normal. Work requires minimal physical exertion.

Requirements

Have a bachelor’s degree in business, finance or accounting from an accredited college or university.
Have three years of experience underwriting or credit risk management or analysis.
Knowledge of underwriting fundamentals and standard industry practices
Knowledge of basic financial principles and processes
Knowledge of federal, state, and local regulatory requirements
Knowledge of Microsoft Office programs.
Knowledge of basic arithmetic skills.
Knowledge of basic grammar and writing skills.
Ability to understand and follow simple written or oral instructions.
Ability to communicate effectively orally and in writing.
Ability to deal courteously with employees at all levels of government
Ability to pay attention to detail.