Mortgage Underwriter - Remote

TEKsystems • Raleigh, NC

6d • $49,920 - $64,480 • Remote

About The Position

Make an immediate impact protecting borrowers and clients by ensuring airtight compliance across TRID 3.0 and TRID 1.0. You’ll apply deep mortgage‑compliance expertise to underwriting reviews, due diligence, portfolio analyses, and special compliance projects—helping us meet federal and state regulatory requirements with precision. Classification: Transactional Employee (TE) — work is assigned on an “as needed”/project basis and may vary week to week depending on client needs. Hours are not guaranteed; there can be periods with reduced or no work.

Requirements

• HS Diploma/GED required; Associate/Technical degree preferred.
• 3+ years relevant mortgage‑industry experience, including securitization.
• 3+ years recent frontline underwriting (manual and automated) across Conventional, FHA, and/or VA.
• Proven experience with A‑Paper, B/C‑Paper, Conforming and Non‑Conforming, Sub‑Prime, and QM / Non‑QM residential products.
• Expert knowledge of TRID and mortgage disclosures, documentation standards, timing & delivery requirements.
• Strong analytical skills for fee testing and exception identification; ability to interpret complex regulatory guidance.
• High accuracy in data capture; disciplined workflow management to hit volume and quality targets.
• Clear, professional communication and collaborative problem‑solving.

Responsibilities

• Perform compliance reviews within TRID 3.0 and TRID 1.0 scopes to verify adherence to federal and state regulatory requirements and internal guidelines.
• Review and capture loan data from mortgage documents (e.g., Mortgage, Note, Right of Rescission, Loan Estimate, Closing Disclosure, Good Faith Estimate, 1003, appraisal), ensuring completeness and accuracy.
• Analyze HUD‑1, Closing Disclosures, Loan Estimates, TIL, and other mortgage disclosures for compliance accuracy and timing requirements.
• Capture and validate settlement fees for state and federal testing; identify irregularities within the underwriting administrative process and loan file.
• Evaluate the disclosure process end‑to-end (delivery, timing, required verbiage, execution, completeness) across all applicable State and Federal documentation.
• Manage your individual workflow to meet daily volume and quality goals with strong attention to detail.

What This Job Offers

• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 5,001-10,000 employees